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Logan Regional Medical Federal Credit Union Logan, Utah

Logan Regional Medical Federal Credit Union is a federal credit union headquartered in Logan, UT, established in 1961 (NCUA charter 14571), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,937 members and total assets of $33.2M (up 1.9% from Q2 2025), the 33rd largest of 50 credit unions headquartered in Utah. Its net worth ratio was 18.38% at Q2 2026, in the well capitalized band.

Also written as Logan Regional Medical FCU

BankRegReports is independent of Logan Regional Medical Federal Credit Union and never asks for online banking logins or passwords.

Logan, UT Credit Union Est. 1961 NCUA #14571 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
14571
Headquarters
Logan, UT
Established
1961
Total assets, Q2 2026
$33.2M
Assets vs Q2 2025
+1.9%
Members, Q2 2026
1,937
Net worth ratio, Q2 2026
18.38%
Latest call report
Q2 2026, NCUA 5300 · Logan Regional Medical Federal Credit Union call report
Asset rank in state
33rd of 50 in Utah
Routing number
324377189
Branches
2

It has 95 fewer members than on June 30, 2025 (-4.7%). Its net worth ratio was up 0.43 percentage points from 17.95% on June 30, 2025. Used vehicle loans are its largest loan category, $7.5M of $16.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.80% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 18.38% net worth ratio is above that band's 14.31% median.

Frequently asked about Logan Regional Medical Federal Credit Union

How big is Logan Regional Medical Federal Credit Union?

At Q2 2026 it reported total assets of $33.2M and 1,937 members.

Where is Logan Regional Medical Federal Credit Union headquartered?

It is headquartered in Logan, UT, United States.

When was Logan Regional Medical Federal Credit Union founded?

It was established in 1961, per NCUA records.

Is Logan Regional Medical Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 14571): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Logan Regional Medical Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Logan Regional Medical Federal Credit Union well capitalized?

Its net worth ratio was 18.38% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Logan Regional Medical Federal Credit Union's delinquency ratio?

Its delinquency ratio was 2.80% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Logan Regional Medical Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 60.37% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Logan, UT 84341
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1961
NCUA Charter #
14571
RSSD ID
22682
Members
1,937
Potential members
10,000

Size & Membership

Total assets $33.2M
Total shares & deposits $27.0M
Total loans $16.3M
  Used vehicle loans$7.5M
  1- to 4-family residential and other consumer real estate loans$6.0M
  Other secured non-real estate loans and lines of credit$2.2M
  Other unsecured loans and lines of credit$375K
  New vehicle loans$253K
Members 1,937

Profitability

Q2 annualized
Return on assets (ROA) 0.68%YTD 1.02%
Return on equity (ROE) 3.72%YTD 5.58%
Net interest margin 3.20%YTD 3.37%
Efficiency ratio 75.94%
Cost of funds 1.64%

Capital & Asset Quality

Net worth $6.1M
Net worth ratio 18.38%
Net worth category Well capitalized
Delinquency ratio 2.80%
Loan-to-share ratio 60.37%
Yield on assets 4.85%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 18.38% 14.31% 70th above
Return on assets Middle half of peers: 0.16% to 1.30% 0.68% 0.72% 48th below
Return on equity Middle half of peers: 1.04% to 8.69% 3.72% 4.74% 43rd below
Net interest margin Middle half of peers: 3.31% to 4.53% 3.20% 3.93% 22nd bottom
Efficiency ratio Middle half of peers: 68.03% to 91.60% 75.94% 79.83% 58th above
Cost of funds Middle half of peers: 0.37% to 1.23% 1.64% 0.78% 13th bottom
Delinquency ratio Middle half of peers: 0.35% to 1.93% 2.80% 0.86% 18th bottom
Yield on assets Middle half of peers: 4.21% to 5.32% 4.85% 4.70% 56th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 60.37% 58.92% 52nd position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$33.2M total assets against $32.6M; $27.0M total shares and deposits against $26.7M; $16.3M total loans against $17.3M.

Net worth

$6.1M net worth against $5.8M.

Net worth ratio

18.38% net worth ratio against 17.95%.

Loan-to-share ratio

60.37% loan-to-share ratio against 65.09%.

Delinquency ratio

2.80% delinquency ratio against 0.85%.

Return on assets and return on equity

0.68% return on assets against 2.26%; 3.72% return on equity against 12.58%.

Net interest margin

3.20% net interest margin against 5.28%.

Members

1,937 members against 2,032.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 18.38% 0.68% 2.80% 60.37%
March 31, 2026 18.41% 1.35% 0.55% 61.28%
December 31, 2025 18.35% 0.58% 3.24% 62.88%
September 30, 2025 17.93% 0.51% 1.29% 63.96%
June 30, 2025 17.95% 2.26% 0.85% 65.09%
March 31, 2025 17.68% 0.42% 0.22% 68.27%

Scroll sideways to see every column.

Watch flags

Delinquency at 2.80%, elevated credit deterioration BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.