Credit Union Safety Analysis
Is Logix Federal Credit Union Safe? Valencia, California
Based on its Q2 2026 NCUA 5300 call report, Logix Federal Credit Union has a net worth ratio of 15.67%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.08%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Logix Federal Credit Union's net worth ratio is 15.67%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 15.67%
- Delinquency ratio (60+ days) (Q2 2026): 1.08%
- Return on assets (Q2 2026): 0.91%
- Loan-to-share ratio (Q2 2026): 95.44%
Logix Federal Credit Union (NCUA charter 1999, established 1937) reported $9.69B in assets and 246,291 members for Q2 2026 from Valencia, California. It ranks 7 of 238 credit unions in California by total assets. Total assets grew 1.1% from $9.59B on June 30, 2025. It has 9,098 fewer members than on June 30, 2025 (-3.6%). Its net worth ratio was up 0.76 percentage points from 14.91% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $5.04B of $7.76B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.08% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 15.40% for Q1 2026; 14.91% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 0.73% for Q1 2026; 0.81% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 0.92% for Q1 2026; 0.93% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 94.27% for Q1 2026; 97.93% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $5.04B
- Commercial loans: $834.8M
- Used vehicle loans: $828.2M
- New vehicle loans: $391.7M
- Unsecured credit card loans: $328.4M
- Other secured non-real estate loans and lines of credit: $196.9M
- Other unsecured loans and lines of credit: $139.3M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $9.69B | 15.67% | 1.08% | 0.91% | 95.44% |
| March 31, 2026 | $9.72B | 15.40% | 0.73% | 0.92% | 94.27% |
| December 31, 2025 | $9.66B | 15.25% | 0.88% | 0.86% | 96.29% |
| September 30, 2025 | $9.73B | 14.93% | 0.96% | 0.96% | 97.09% |
| June 30, 2025 | $9.59B | 14.91% | 0.81% | 0.93% | 97.93% |
| March 31, 2025 | $9.61B | 14.64% | 0.62% | 0.82% | 96.89% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Logix Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 1999) · FFIEC NIC profile (RSSD 284378)
Frequently asked questions
Is Logix Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Logix Federal Credit Union's net worth ratio is 15.67%, above the 7% NCUA threshold for well capitalized.
Is Logix Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Logix Federal Credit Union is a federally insured credit union (NCUA charter 1999): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Logix Federal Credit Union's key safety ratios?
For Q2 2026, Logix Federal Credit Union reports net worth 15.67%, delinquency 1.08%, ROA 0.91%, loan-to-share 95.44%.
What happens to my money if Logix Federal Credit Union fails?
For Q2 2026, Logix Federal Credit Union held $8.13B in shares and deposits for 246,291 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.