Credit Union Safety Analysis
Is Long Beach Firemen's Credit Union Safe? Long Beach, California
Based on its Q2 2026 NCUA 5300 call report, Long Beach Firemen's Credit Union has a net worth ratio of 29.43%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.02%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Long Beach Firemen's Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Long Beach Firemen's Credit Union's net worth ratio is 29.43%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 29.43%
- Delinquency ratio (60+ days) (Q2 2026): 0.02%
- Return on assets (Q2 2026): 1.55%
- Loan-to-share ratio (Q2 2026): 94.60%
Long Beach Firemen's Credit Union (NCUA charter 67921, established 1936) reported $201.5M in assets and 3,221 members for Q2 2026 from Long Beach, California. It ranks 121 of 238 credit unions in California by total assets. Total assets fell 0.5% from $202.4M on June 30, 2025. It has 51 fewer members than on June 30, 2025 (-1.6%). Its net worth ratio was up 1.72 percentage points from 27.71% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $123.7M of $134.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.02% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 28.65% for Q1 2026; 27.71% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.42% for Q1 2026; 0.73% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 1.52% for Q1 2026; 1.76% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 94.47% for Q1 2026; 97.34% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $123.7M
- Used vehicle loans: $3.4M
- New vehicle loans: $2.7M
- Other secured non-real estate loans and lines of credit: $1.9M
- Commercial loans: $1.4M
- Other unsecured loans and lines of credit: $902K
- Unsecured credit card loans: $443K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $201.5M | 29.43% | 0.02% | 1.55% | 94.60% |
| March 31, 2026 | $204.3M | 28.65% | 0.42% | 1.52% | 94.47% |
| December 31, 2025 | $203.4M | 28.39% | 0.44% | 1.38% | 95.16% |
| September 30, 2025 | $205.6M | 27.75% | 0.41% | 1.83% | 94.98% |
| June 30, 2025 | $202.4M | 27.71% | 0.73% | 1.76% | 97.34% |
| March 31, 2025 | $205.3M | 26.90% | 0.23% | 1.74% | 96.89% |
Add this badge to your website
Free to use. It shows Long Beach Firemen's Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Long Beach Firemen's Credit Union profile
Regulator records: NCUA credit union profile (charter 67921) · FFIEC NIC profile (RSSD 423793)
Frequently asked questions
Is Long Beach Firemen's Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Long Beach Firemen's Credit Union's net worth ratio is 29.43%, above the 7% NCUA threshold for well capitalized.
Is Long Beach Firemen's Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Long Beach Firemen's Credit Union is a federally insured credit union (NCUA charter 67921): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Long Beach Firemen's Credit Union's key safety ratios?
For Q2 2026, Long Beach Firemen's Credit Union reports net worth 29.43%, delinquency 0.02%, ROA 1.55%, loan-to-share 94.60%.
What happens to my money if Long Beach Firemen's Credit Union fails?
For Q2 2026, Long Beach Firemen's Credit Union held $142.0M in shares and deposits for 3,221 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.