Longshoremen's Local 4 Federal Credit Union Vancouver, Washington
Longshoremen's Local 4 Federal Credit Union is a federal credit union headquartered in Vancouver, WA, established in 1956 (NCUA charter 10799), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,101 members and total assets of $39.3M (up 3.0% from Q2 2025), the 62nd largest of 73 credit unions headquartered in Washington. Its net worth ratio was 23.84% at Q2 2026, in the well capitalized band.
Also written as Longshoremen's Local 4 FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 10799
- Headquarters
- Vancouver, WA
- Established
- 1956
- Total assets, Q2 2026
- $39.3M
- Assets vs Q2 2025
- +3.0%
- Members, Q2 2026
- 1,101
- Net worth ratio, Q2 2026
- 23.84%
- Latest call report
- Q2 2026, NCUA 5300 · Longshoremen's Local 4 Federal Credit Union call report
- Asset rank in state
- 62nd of 73 in Washington
- Routing number
- 323383530
- Branches
- 1
It has 67 more members than on June 30, 2025 (+6.5%). Its net worth ratio was up 1.14 percentage points from 22.70% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $11.5M of $18.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.33% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 23.84% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Washington
Frequently asked about Longshoremen's Local 4 Federal Credit Union
How big is Longshoremen's Local 4 Federal Credit Union?
At Q2 2026 it reported total assets of $39.3M and 1,101 members.
Where is Longshoremen's Local 4 Federal Credit Union headquartered?
It is headquartered in Vancouver, WA, United States.
When was Longshoremen's Local 4 Federal Credit Union founded?
It was established in 1956, per NCUA records.
Is Longshoremen's Local 4 Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 10799): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Longshoremen's Local 4 Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Longshoremen's Local 4 Federal Credit Union well capitalized?
Its net worth ratio was 23.84% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Longshoremen's Local 4 Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.33% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Longshoremen's Local 4 Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 63.04% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Vancouver, WA 98660
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1956
- NCUA Charter #
- 10799
- RSSD ID
- 190787
- Members
- 1,101
- Potential members
- 1,800
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 23.84% | 14.31% | 85th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.70% | 0.72% | 86th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 7.14% | 4.74% | 65th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.88% | 3.93% | 48th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 59.94% | 79.83% | 87th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.31% | 0.78% | 79th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.33% | 0.86% | 76th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.19% | 4.70% | 24th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 63.04% | 58.92% | 56th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$39.3M total assets against $38.2M; $29.7M total shares and deposits against $29.3M; $18.7M total loans against $17.9M.
$9.4M net worth against $8.7M.
23.84% net worth ratio against 22.70%.
63.04% loan-to-share ratio against 61.06%.
0.33% delinquency ratio against 0.27%.
1.70% return on assets against 1.30%; 7.14% return on equity against 5.72%.
3.88% net interest margin against 3.95%.
1,101 members against 1,034.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 23.84% | 1.70% | 0.33% | 63.04% |
| March 31, 2026 | 23.03% | 1.52% | 0.35% | 59.24% |
| December 31, 2025 | 24.30% | 2.83% | 0.35% | 64.10% |
| September 30, 2025 | 23.15% | 1.30% | 0.41% | 62.88% |
| June 30, 2025 | 22.70% | 1.30% | 0.27% | 61.06% |
| March 31, 2025 | 21.46% | 1.35% | 0.27% | 57.34% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.