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Los Angeles Electrical Workers Credit Union Pasadena, California

Los Angeles Electrical Workers Credit Union is a state-chartered credit union headquartered in Pasadena, CA, established in 1953 (NCUA charter 60755), and it is regulated and insured by the NCUA. At Q2 2026 it reported 8,143 members and total assets of $54.8M (up 4.9% from Q2 2025), the 181st largest of 238 credit unions headquartered in California. Its net worth ratio was 19.76% at Q2 2026, in the well capitalized band.

Also written as Los Angeles Electrical Workers CU

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Pasadena, CA Credit Union Est. 1953 NCUA #60755 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
60755
Headquarters
Pasadena, CA
Established
1953
Total assets, Q2 2026
$54.8M
Assets vs Q2 2025
+4.9%
Members, Q2 2026
8,143
Net worth ratio, Q2 2026
19.76%
Latest call report
Q2 2026, NCUA 5300 · Los Angeles Electrical Workers Credit Union call report
Asset rank in state
181st of 238 in California
Routing number
322078396
Branches
2

It has 152 fewer members than on June 30, 2025 (-1.8%). Its net worth ratio was down 0.18 percentage points from 19.94% on June 30, 2025. Used vehicle loans are its largest loan category, $4.3M of $11.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.08% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 19.76% net worth ratio is above that band's 14.31% median.

Frequently asked about Los Angeles Electrical Workers Credit Union

How big is Los Angeles Electrical Workers Credit Union?

At Q2 2026 it reported total assets of $54.8M and 8,143 members.

Where is Los Angeles Electrical Workers Credit Union headquartered?

It is headquartered in Pasadena, CA, United States.

When was Los Angeles Electrical Workers Credit Union founded?

It was established in 1953, per NCUA records.

Is Los Angeles Electrical Workers Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60755): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Los Angeles Electrical Workers Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Los Angeles Electrical Workers Credit Union well capitalized?

Its net worth ratio was 19.76% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Los Angeles Electrical Workers Credit Union's delinquency ratio?

Its delinquency ratio was 0.08% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Los Angeles Electrical Workers Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 26.18% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Pasadena, CA 91106
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1953
NCUA Charter #
60755
RSSD ID
502399
Members
8,143
Potential members
25,000

Size & Membership

Total assets $54.8M
Total shares & deposits $44.9M
Total loans $11.7M
  Used vehicle loans$4.3M
  Other unsecured loans and lines of credit$2.7M
  1- to 4-family residential and other consumer real estate loans$2.6M
  New vehicle loans$1.7M
  Other secured non-real estate loans and lines of credit$486K
Members 8,143

Profitability

Q2 annualized
Return on assets (ROA) 0.84%YTD 0.66%
Return on equity (ROE) 4.26%YTD 3.26%
Net interest margin 3.65%YTD 3.67%
Efficiency ratio 80.42%
Cost of funds 0.06%

Capital & Asset Quality

Net worth $10.8M
Net worth ratio 19.76%
Net worth category Well capitalized
Delinquency ratio 0.08%
Loan-to-share ratio 26.18%
Yield on assets 3.71%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 19.76% 14.31% 76th top
Return on assets Middle half of peers: 0.16% to 1.30% 0.84% 0.72% 55th above
Return on equity Middle half of peers: 1.04% to 8.69% 4.26% 4.74% 47th below
Net interest margin Middle half of peers: 3.31% to 4.53% 3.65% 3.93% 39th below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 80.42% 79.83% 49th below
Cost of funds Middle half of peers: 0.37% to 1.23% 0.06% 0.78% over 90th top
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.08% 0.86% over 90th top
Yield on assets Middle half of peers: 4.21% to 5.32% 3.71% 4.70% 11th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 26.18% 58.92% under 10th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$54.8M total assets against $52.3M; $44.9M total shares and deposits against $42.6M; $11.7M total loans against $12.9M.

Net worth

$10.8M net worth against $10.4M.

Net worth ratio

19.76% net worth ratio against 19.94%.

Loan-to-share ratio

26.18% loan-to-share ratio against 30.42%.

Delinquency ratio

0.08% delinquency ratio against 0.54%.

Return on assets and return on equity

0.84% return on assets against 1.18%; 4.26% return on equity against 5.90%.

Net interest margin

3.65% net interest margin against 3.67%.

Members

8,143 members against 8,295.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 19.76% 0.84% 0.08% 26.18%
March 31, 2026 19.91% 0.45% 0.21% 26.91%
December 31, 2025 20.49% 0.91% 0.20% 29.19%
September 30, 2025 19.87% 1.09% 0.53% 29.13%
June 30, 2025 19.94% 1.18% 0.54% 30.42%
March 31, 2025 19.61% 0.27% 0.64% 30.07%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.