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Los Angeles Federal Credit Union Glendale, California

Los Angeles Federal Credit Union is a federal credit union headquartered in Glendale, CA, established in 1936 (NCUA charter 1207), and it is regulated and insured by the NCUA. At Q2 2026 it reported 75,109 members and total assets of $1.29B (up 1.4% from Q2 2025), the 56th largest of 238 credit unions headquartered in California. Its net worth ratio was 11.40% at Q2 2026, in the well capitalized band.

Also written as Los Angeles FCU · Trade name filed with the NCUA: LAFCU

BankRegReports is independent of Los Angeles Federal Credit Union and never asks for online banking logins or passwords.

Glendale, CA Credit Union Est. 1936 NCUA #1207 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
1207
Headquarters
Glendale, CA
Established
1936
Total assets, Q2 2026
$1.29B
Assets vs Q2 2025
+1.4%
Members, Q2 2026
75,109
Net worth ratio, Q2 2026
11.40%
Latest call report
Q2 2026, NCUA 5300 · Los Angeles Federal Credit Union call report
Asset rank in state
56th of 238 in California
Routing number
322078370
Branches
8

It has 393 fewer members than on June 30, 2025 (-0.5%). Its net worth ratio was up 0.48 percentage points from 10.92% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $450.3M of $911.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.70% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 11.40% net worth ratio is above that band's 10.89% median.

Credit unions merged into Los Angeles Federal Credit Union

U.S. Engineers L.A. Federal Credit Union (2014)

Frequently asked about Los Angeles Federal Credit Union

How big is Los Angeles Federal Credit Union?

At Q2 2026 it reported total assets of $1.29B and 75,109 members.

Where is Los Angeles Federal Credit Union headquartered?

It is headquartered in Glendale, CA, United States.

When was Los Angeles Federal Credit Union founded?

It was established in 1936, per NCUA records.

Is Los Angeles Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 1207): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Los Angeles Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Los Angeles Federal Credit Union well capitalized?

Its net worth ratio was 11.40% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Los Angeles Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.70% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Los Angeles Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 79.49% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Glendale, CA 91205
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1936
NCUA Charter #
1207
RSSD ID
227272
Members
75,109
Potential members
90,000

Size & Membership

Total assets $1.29B
Total shares & deposits $1.15B
Total loans $911.8M
  1- to 4-family residential and other consumer real estate loans$450.3M
  Other secured non-real estate loans and lines of credit$169.2M
  Used vehicle loans$160.4M
  Unsecured credit card loans$41.4M
  Commercial loans$32.4M
  New vehicle loans$30.3M
  Other unsecured loans and lines of credit$26.7M
  Non-federally guaranteed student loans$1.2M
Members 75,109

Profitability

Q2 annualized
Return on assets (ROA) 0.64%YTD 0.61%
Return on equity (ROE) 5.60%YTD 5.33%
Net interest margin 3.86%YTD 3.88%
Efficiency ratio 74.89%
Cost of funds 0.81%

Capital & Asset Quality

Net worth $147.2M
Net worth ratio 11.40%
Net worth category Well capitalized
Delinquency ratio 0.70%
Loan-to-share ratio 79.49%
Yield on assets 4.68%

Peer comparison: credit unions of similar size

It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 12.63% 11.40% 10.89% 57th above
Return on assets Middle half of peers: 0.59% to 1.25% 0.64% 0.89% 29th below
Return on equity Middle half of peers: 5.37% to 10.92% 5.60% 8.07% 27th below
Net interest margin Middle half of peers: 3.05% to 3.80% 3.86% 3.45% 78th top
Efficiency ratio Middle half of peers: 63.16% to 77.23% 74.89% 70.59% 34th below
Cost of funds Middle half of peers: 1.37% to 1.99% 0.81% 1.68% over 90th top
Delinquency ratio Middle half of peers: 0.45% to 1.05% 0.70% 0.68% 49th below
Yield on assets Middle half of peers: 4.70% to 5.46% 4.68% 5.12% 24th position only
Loan-to-share ratio Middle half of peers: 78.23% to 95.19% 79.49% 88.03% 28th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$1.29B total assets against $1.27B; $1.15B total shares and deposits against $1.11B; $911.8M total loans against $884.2M.

Net worth

$147.2M net worth against $139.0M.

Net worth ratio

11.40% net worth ratio against 10.92%.

Loan-to-share ratio

79.49% loan-to-share ratio against 79.86%.

Delinquency ratio

0.70% delinquency ratio against 0.68%.

Return on assets and return on equity

0.64% return on assets against 0.31%; 5.60% return on equity against 2.85%.

Net interest margin

3.86% net interest margin against 3.51%.

Members

75,109 members against 75,502.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 11.40% 0.64% 0.70% 79.49%
March 31, 2026 11.35% 0.57% 0.58% 76.87%
December 31, 2025 11.41% 0.61% 0.71% 80.45%
September 30, 2025 11.10% 0.75% 0.63% 78.07%
June 30, 2025 10.92% 0.31% 0.68% 79.86%
March 31, 2025 10.91% 0.28% 0.56% 78.97%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.