Credit Union Safety Analysis
Is Mabc Federal Credit Union Safe? Philadelphia, Pennsylvania
Based on its Q2 2026 NCUA 5300 call report, Mabc Federal Credit Union has a net worth ratio of 22.34%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 8.20%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Mabc Federal Credit Union's net worth ratio is 22.34%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 22.34%
- Delinquency ratio (60+ days) (Q2 2026): 8.20%
- Return on assets (Q2 2026): 2.18%
- Loan-to-share ratio (Q2 2026): 19.11%
Mabc Federal Credit Union (NCUA charter 24266, established 1986) reported $167K in assets and 131 members for Q2 2026 from Philadelphia, Pennsylvania. It ranks 267 of 269 credit unions in Pennsylvania by total assets. Total assets grew 3.2% from $162K on June 30, 2025. It has 1 fewer member than on June 30, 2025 (-0.8%). Its net worth ratio was up 0.29 percentage points from 22.05% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $25K of $25K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 8.20% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 22.40% for Q1 2026; 22.05% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 2.16% for Q1 2026; 2.31% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 25.20% for Q1 2026; 23.04% for Q2 2025.
Loans by type, Q2 2026
- Other unsecured loans and lines of credit: $25K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $167K | 22.34% | 8.20% | 2.18% | 19.11% |
| March 31, 2026 | $163K | 22.40% | — | 2.16% | 25.20% |
| December 31, 2025 | $161K | 22.11% | — | -0.65% | 25.11% |
| September 30, 2025 | $160K | 22.42% | — | 0.28% | 21.75% |
| June 30, 2025 | $162K | 22.05% | — | 2.31% | 23.04% |
| March 31, 2025 | $164K | 21.17% | — | 3.03% | 24.56% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Mabc Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 24266) · FFIEC NIC profile (RSSD 467096)
Frequently asked questions
Is Mabc Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Mabc Federal Credit Union's net worth ratio is 22.34%, above the 7% NCUA threshold for well capitalized.
Is Mabc Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Mabc Federal Credit Union is a federally insured credit union (NCUA charter 24266): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Mabc Federal Credit Union's key safety ratios?
For Q2 2026, Mabc Federal Credit Union reports net worth 22.34%, delinquency 8.20%, ROA 2.18%, loan-to-share 19.11%.
What happens to my money if Mabc Federal Credit Union fails?
For Q2 2026, Mabc Federal Credit Union held $130K in shares and deposits for 131 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.