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Credit Union Safety Analysis

Is Marshfield Medical Center Credit Union Safe? Marshfield, Wisconsin

Based on its Q2 2026 NCUA 5300 call report, Marshfield Medical Center Credit Union has a net worth ratio of 7.79%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.09%, and its shares are NCUA insured up to $250,000 per member.

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Short answer

On its Q2 2026 NCUA 5300 call report, Marshfield Medical Center Credit Union's net worth ratio is 7.79%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 7.79%
  • Delinquency ratio (60+ days) (Q2 2026): 0.09%
  • Return on assets (Q2 2026): 0.76%
  • Loan-to-share ratio (Q2 2026): 67.74%

Marshfield Medical Center Credit Union (NCUA charter 67066, established 1979) reported $91.0M in assets and 3,654 members for Q2 2026 from Marshfield, Wisconsin. It ranks 52 of 98 credit unions in Wisconsin by total assets. Total assets grew 1.1% from $90.0M on June 30, 2025. It has 39 fewer members than on June 30, 2025 (-1.1%). Its net worth ratio was up 0.56 percentage points from 7.23% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $40.7M of $53.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.09% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Pass: well capitalized under NCUA rules and within our reference bands on every measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 7.79%

Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.

Earlier filings: 7.56% for Q1 2026; 7.23% for Q2 2025.

Asset quality PASS
Delinquency ratio: 0.09%

Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.

Earlier filings: 0.08% for Q1 2026; 0.13% for Q2 2025.

Earnings PASS
Return on assets: 0.76%

Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.

Earlier filings: 0.40% for Q1 2026; 0.38% for Q2 2025.

Liquidity PASS
Loan-to-share ratio: 67.74%

Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.

Earlier filings: 67.40% for Q1 2026; 66.57% for Q2 2025.

Loans by type, Q2 2026

  • 1- to 4-family residential and other consumer real estate loans: $40.7M
  • Used vehicle loans: $6.6M
  • Other secured non-real estate loans and lines of credit: $2.7M
  • New vehicle loans: $2.2M
  • Other unsecured loans and lines of credit: $947K
  • Commercial loans: $373K
  • Non-federally guaranteed student loans: $95K

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $91.0M 7.79% 0.09% 0.76% 67.74%
March 31, 2026 $93.0M 7.56% 0.08% 0.40% 67.40%
December 31, 2025 $91.3M 7.51% 0.15% 0.76% 69.56%
September 30, 2025 $90.1M 7.41% 0.11% 0.54% 71.02%
June 30, 2025 $90.0M 7.23% 0.13% 0.38% 66.57%
March 31, 2025 $90.3M 7.23% 0.03% 0.20% 62.04%

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Marshfield Medical Center Credit Union: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

Marshfield Medical Center Credit Union profile

Regulator records: NCUA credit union profile (charter 67066) · FFIEC NIC profile (RSSD 238296)

Frequently asked questions

Is Marshfield Medical Center Credit Union well capitalized?

On its Q2 2026 NCUA 5300 call report, Marshfield Medical Center Credit Union's net worth ratio is 7.79%, above the 7% NCUA threshold for well capitalized.

Is Marshfield Medical Center Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. Marshfield Medical Center Credit Union is a federally insured credit union (NCUA charter 67066): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are Marshfield Medical Center Credit Union's key safety ratios?

For Q2 2026, Marshfield Medical Center Credit Union reports net worth 7.79%, delinquency 0.09%, ROA 0.76%, loan-to-share 67.74%.

What happens to my money if Marshfield Medical Center Credit Union fails?

For Q2 2026, Marshfield Medical Center Credit Union held $79.0M in shares and deposits for 3,654 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.