Matanuska Valley Federal Credit Union Palmer, Alaska
Matanuska Valley Federal Credit Union is a federal credit union headquartered in Palmer, AK, established in 1948 (NCUA charter 5924), and it is regulated and insured by the NCUA. At Q2 2026 it reported 65,721 members and total assets of $977.3M (little changed from Q2 2025), the 3rd largest of 8 credit unions headquartered in Alaska. Its net worth ratio was 10.67% at Q2 2026, in the well capitalized band.
Also written as Matanuska Valley FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 5924
- Headquarters
- Palmer, AK
- Established
- 1948
- Total assets, Q2 2026
- $977.3M
- Assets vs Q2 2025
- 0.0%
- Members, Q2 2026
- 65,721
- Net worth ratio, Q2 2026
- 10.67%
- Latest call report
- Q2 2026, NCUA 5300 · Matanuska Valley Federal Credit Union call report
- Asset rank in state
- 3rd of 8 in Alaska
- Routing number
- 325272335
- Branches
- 11
It has 2,086 more members than on June 30, 2025 (+3.3%). Its net worth ratio was up 0.45 percentage points from 10.22% on June 30, 2025. Used vehicle loans are its largest loan category, $175.4M of $566.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.95% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 10.67% net worth ratio is below that band's 11.43% median.
Credit unions similar in size in Alaska
Frequently asked about Matanuska Valley Federal Credit Union
How big is Matanuska Valley Federal Credit Union?
At Q2 2026 it reported total assets of $977.3M and 65,721 members.
Where is Matanuska Valley Federal Credit Union headquartered?
It is headquartered in Palmer, AK, United States.
When was Matanuska Valley Federal Credit Union founded?
It was established in 1948, per NCUA records.
Is Matanuska Valley Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 5924): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Matanuska Valley Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Matanuska Valley Federal Credit Union well capitalized?
Its net worth ratio was 10.67% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Matanuska Valley Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.95% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Matanuska Valley Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 64.66% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Palmer, AK 99645
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1948
- NCUA Charter #
- 5924
- RSSD ID
- 368670
- Members
- 65,721
- Potential members
- 812,232
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 10.67% | 11.43% | 38th below |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.74% | 0.81% | 45th below |
| Return on equity Middle half of peers: 3.87% to 9.84% | 6.95% | 7.02% | 49th below |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.96% | 3.70% | 67th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 70.89% | 76.55% | 68th above |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.01% | 1.24% | 68th above |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.95% | 0.68% | 35th below |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 4.98% | 4.92% | 53rd position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 64.66% | 75.66% | 30th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$977.3M total assets against $977.3M; $876.0M total shares and deposits against $856.3M; $566.4M total loans against $576.3M.
$103.9M net worth against $96.6M.
10.67% net worth ratio against 10.22%.
64.66% loan-to-share ratio against 67.31%.
0.95% delinquency ratio against 0.78%.
0.74% return on assets against 1.04%; 6.95% return on equity against 10.55%.
3.96% net interest margin against 3.64%.
65,721 members against 63,635.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.67% | 0.74% | 0.95% | 64.66% |
| March 31, 2026 | 10.40% | 0.88% | 0.95% | 65.78% |
| December 31, 2025 | 10.13% | 0.17% | 1.10% | 66.59% |
| September 30, 2025 | 10.30% | 1.19% | 0.96% | 65.79% |
| June 30, 2025 | 10.22% | 1.04% | 0.78% | 67.31% |
| March 31, 2025 | 10.12% | 1.12% | 0.50% | 66.84% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.