Credit Union Safety Analysis
Is McKesson & Healthcare Providers Federal Credit Union Safe? Martinez, California
Based on its Q2 2026 NCUA 5300 call report, McKesson & Healthcare Providers Federal Credit Union has a net worth ratio of 13.42%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.47%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, McKesson & Healthcare Providers Federal Credit Union's net worth ratio is 13.42%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 13.42%
- Delinquency ratio (60+ days) (Q2 2026): 1.47%
- Return on assets (Q2 2026): -0.12%
- Loan-to-share ratio (Q2 2026): 64.39%
McKesson & Healthcare Providers Federal Credit Union (NCUA charter 8774, established 1953) reported $92.8M in assets and 6,751 members for Q2 2026 from Martinez, California. It ranks 152 of 238 credit unions in California by total assets. Total assets grew 0.5% from $92.3M on June 30, 2025. It has 332 fewer members than on June 30, 2025 (-4.7%). Its net worth ratio was down 0.03 percentage points from 13.45% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $27.2M of $51.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.47% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 13.38% for Q1 2026; 13.45% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 1.69% for Q1 2026; 1.47% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.05% for Q1 2026; 0.01% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 65.31% for Q1 2026; 65.46% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $27.2M
- Used vehicle loans: $9.7M
- New vehicle loans: $4.7M
- Unsecured credit card loans: $3.9M
- Other unsecured loans and lines of credit: $3.6M
- Commercial loans: $1.7M
- Other secured non-real estate loans and lines of credit: $342K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $92.8M | 13.42% | 1.47% | -0.12% | 64.39% |
| March 31, 2026 | $93.3M | 13.38% | 1.69% | 0.05% | 65.31% |
| December 31, 2025 | $91.1M | 13.68% | 1.65% | -0.25% | 67.29% |
| September 30, 2025 | $91.0M | 13.82% | 1.57% | 0.70% | 65.75% |
| June 30, 2025 | $92.3M | 13.45% | 1.47% | 0.01% | 65.46% |
| March 31, 2025 | $72.4M | 7.32% | 0.51% | 0.21% | 67.12% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
McKesson & Healthcare Providers Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 8774) · FFIEC NIC profile (RSSD 294386)
Frequently asked questions
Is McKesson & Healthcare Providers Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, McKesson & Healthcare Providers Federal Credit Union's net worth ratio is 13.42%, above the 7% NCUA threshold for well capitalized.
Is McKesson & Healthcare Providers Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. McKesson & Healthcare Providers Federal Credit Union is a federally insured credit union (NCUA charter 8774): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are McKesson & Healthcare Providers Federal Credit Union's key safety ratios?
For Q2 2026, McKesson & Healthcare Providers Federal Credit Union reports net worth 13.42%, delinquency 1.47%, ROA -0.12%, loan-to-share 64.39%.
What happens to my money if McKesson & Healthcare Providers Federal Credit Union fails?
For Q2 2026, McKesson & Healthcare Providers Federal Credit Union held $79.6M in shares and deposits for 6,751 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.