Skip to main content

Meadowland Credit Union Sheboygan Falls, Wisconsin

Meadowland Credit Union is a state-chartered credit union headquartered in Sheboygan Falls, WI, established in 1957 (NCUA charter 66618), and it is regulated and insured by the NCUA. At Q2 2026 it reported 2,655 members and total assets of $35.9M (up 2.3% from Q2 2025), the 76th largest of 98 credit unions headquartered in Wisconsin. Its net worth ratio was 8.10% at Q2 2026, in the well capitalized band.

Also written as Meadowland CU

BankRegReports is independent of Meadowland Credit Union and never asks for online banking logins or passwords.

Sheboygan Falls, WI Credit Union Est. 1957 NCUA #66618 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
66618
Headquarters
Sheboygan Falls, WI
Established
1957
Total assets, Q2 2026
$35.9M
Assets vs Q2 2025
+2.3%
Members, Q2 2026
2,655
Net worth ratio, Q2 2026
8.10%
Latest call report
Q2 2026, NCUA 5300 · Meadowland Credit Union call report
Asset rank in state
76th of 98 in Wisconsin
Routing number
275981873
Branches
3

It has 12 more members than on June 30, 2025 (+0.5%). Its net worth ratio was up 0.12 percentage points from 7.98% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $19.4M of $29.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.80% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 8.10% net worth ratio is below that band's 14.31% median.

Frequently asked about Meadowland Credit Union

How big is Meadowland Credit Union?

At Q2 2026 it reported total assets of $35.9M and 2,655 members.

Where is Meadowland Credit Union headquartered?

It is headquartered in Sheboygan Falls, WI, United States.

When was Meadowland Credit Union founded?

It was established in 1957, per NCUA records.

Is Meadowland Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 66618): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Meadowland Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Meadowland Credit Union well capitalized?

Its net worth ratio was 8.10% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Meadowland Credit Union's delinquency ratio?

Its delinquency ratio was 0.80% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Meadowland Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 90.41% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Sheboygan Falls, WI 53085
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1957
NCUA Charter #
66618
RSSD ID
957092
Members
2,655
Potential members
117,934

Size & Membership

Total assets $35.9M
Total shares & deposits $32.9M
Total loans $29.8M
  1- to 4-family residential and other consumer real estate loans$19.4M
  Used vehicle loans$7.0M
  Other unsecured loans and lines of credit$1.4M
  New vehicle loans$1.2M
  Other secured non-real estate loans and lines of credit$734K
  Unsecured credit card loans$8K
Members 2,655

Profitability

Q2 annualized
Return on assets (ROA) 0.28%YTD 0.27%
Return on equity (ROE) 3.41%YTD 3.33%
Net interest margin 3.74%YTD 3.74%
Efficiency ratio 86.82%
Cost of funds 1.17%

Capital & Asset Quality

Net worth $2.9M
Net worth ratio 8.10%
Net worth category Well capitalized
Delinquency ratio 0.80%
Loan-to-share ratio 90.41%
Yield on assets 4.91%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 8.10% 14.31% under 10th bottom
Return on assets Middle half of peers: 0.16% to 1.30% 0.28% 0.72% 30th below
Return on equity Middle half of peers: 1.04% to 8.69% 3.41% 4.74% 41st below
Net interest margin Middle half of peers: 3.31% to 4.53% 3.74% 3.93% 43rd below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 86.82% 79.83% 35th below
Cost of funds Middle half of peers: 0.37% to 1.23% 1.17% 0.78% 29th below
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.80% 0.86% 53rd above
Yield on assets Middle half of peers: 4.21% to 5.32% 4.91% 4.70% 59th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 90.41% 58.92% over 90th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$35.9M total assets against $35.1M; $32.9M total shares and deposits against $32.2M; $29.8M total loans against $28.7M.

Net worth CSV: Pro

$2.9M net worth against $2.8M.

Net worth ratio CSV: Pro

8.10% net worth ratio against 7.98%.

Loan-to-share ratio CSV: Pro

90.41% loan-to-share ratio against 89.25%.

Delinquency ratio CSV: Pro

0.80% delinquency ratio against 0.42%.

Return on assets and return on equity CSV: Pro

0.28% return on assets against 0.37%; 3.41% return on equity against 4.65%.

Net interest margin CSV: Pro

3.74% net interest margin against 3.72%.

Members CSV: Pro

2,655 members against 2,643.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 8.10% 0.28% 0.80% 90.41%
March 31, 2026 8.09% 0.26% 0.77% 87.99%
December 31, 2025 8.32% 0.39% 0.85% 93.19%
September 30, 2025 8.25% 0.40% 0.76% 91.39%
June 30, 2025 7.98% 0.37% 0.42% 89.25%
March 31, 2025 7.77% -0.70% 0.29% 88.66%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.