Mini-Cassia Employees Credit Union Burley, Idaho
Mini-Cassia Employees Credit Union is a state-chartered credit union headquartered in Burley, ID, established in 1955 (NCUA charter 82527), and it is regulated and insured by the NCUA. At Q2 2026 it reported 338 members and total assets of $574K (up 12.4% from Q2 2025), the 26th largest of 26 credit unions headquartered in Idaho. Its net worth ratio was 15.43% at Q2 2026, in the well capitalized band.
Also written as Mini-Cassia Employees CU
BankRegReports is independent of Mini-Cassia Employees Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 82527
- Headquarters
- Burley, ID
- Established
- 1955
- Total assets, Q2 2026
- $574K
- Assets vs Q2 2025
- +12.4%
- Members, Q2 2026
- 338
- Net worth ratio, Q2 2026
- 15.43%
- Latest call report
- Q2 2026, NCUA 5300 · Mini-Cassia Employees Credit Union call report
- Asset rank in state
- 26th of 26 in Idaho
- Routing number
- 324172753
- Branches
- 1
It has 1 more member than on June 30, 2025 (+0.3%). Its net worth ratio was down 1.79 percentage points from 17.22% on June 30, 2025. Used vehicle loans are its largest loan category, $213K of $425K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.42% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 15.43% net worth ratio is above that band's 14.31% median.
Frequently asked about Mini-Cassia Employees Credit Union
How big is Mini-Cassia Employees Credit Union?
At Q2 2026 it reported total assets of $574K and 338 members.
Where is Mini-Cassia Employees Credit Union headquartered?
It is headquartered in Burley, ID, United States.
When was Mini-Cassia Employees Credit Union founded?
It was established in 1955, per NCUA records.
Is Mini-Cassia Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 82527): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Mini-Cassia Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Mini-Cassia Employees Credit Union well capitalized?
Its net worth ratio was 15.43% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Mini-Cassia Employees Credit Union's delinquency ratio?
Its delinquency ratio was 2.42% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Mini-Cassia Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 87.83% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Burley, ID 83318
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1955
- NCUA Charter #
- 82527
- RSSD ID
- 932697
- Members
- 338
- Potential members
- 700
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.43% | 14.31% | 56th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.21% | 0.72% | 27th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.34% | 4.74% | 27th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.27% | 3.93% | 24th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 93.68% | 79.83% | 23rd bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.01% | 0.78% | 37th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 2.42% | 0.86% | 21st bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.28% | 4.70% | 29th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 87.83% | 58.92% | 88th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$574K total assets against $511K; $483K total shares and deposits against $421K; $425K total loans against $390K.
$89K net worth against $88K.
15.43% net worth ratio against 17.22%.
87.83% loan-to-share ratio against 92.74%.
2.42% delinquency ratio against 7.26%.
0.21% return on assets against 0.25%; 1.34% return on equity against 1.46%.
3.27% net interest margin against 3.80%.
338 members against 337.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.43% | 0.21% | 2.42% | 87.83% |
| March 31, 2026 | 16.61% | 0.14% | 2.77% | 84.38% |
| December 31, 2025 | 16.69% | 0.09% | 2.58% | 93.78% |
| September 30, 2025 | 16.44% | 0.06% | 6.98% | 98.61% |
| June 30, 2025 | 17.22% | 0.25% | 7.26% | 92.74% |
| March 31, 2025 | 17.06% | 0.19% | 6.96% | 99.55% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.