Mississippi Public Employees Federal Credit Union Jackson, Mississippi
Mississippi Public Employees Federal Credit Union is a federal credit union headquartered in Jackson, MS, established in 1966 (NCUA charter 24976), and it is regulated and insured by the NCUA. At Q2 2026 it reported 5,131 members and total assets of $29.2M (down 4.2% from Q2 2025), the 22nd largest of 52 credit unions headquartered in Mississippi. Its net worth ratio was 18.15% at Q2 2026, in the well capitalized band.
Also written as Mississippi Public Employees FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24976
- Headquarters
- Jackson, MS
- Established
- 1966
- Total assets, Q2 2026
- $29.2M
- Assets vs Q2 2025
- -4.2%
- Members, Q2 2026
- 5,131
- Net worth ratio, Q2 2026
- 18.15%
- Latest call report
- Q2 2026, NCUA 5300 · Mississippi Public Employees Federal Credit Union call report
- Asset rank in state
- 22nd of 52 in Mississippi
- Routing number
- 265377510
- Branches
- 3
It has 71 fewer members than on June 30, 2025 (-1.4%). Its net worth ratio was up 2.40 percentage points from 15.75% on June 30, 2025. Used vehicle loans are its largest loan category, $3.8M of $7.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.10% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 18.15% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Mississippi
Frequently asked about Mississippi Public Employees Federal Credit Union
How big is Mississippi Public Employees Federal Credit Union?
At Q2 2026 it reported total assets of $29.2M and 5,131 members.
Where is Mississippi Public Employees Federal Credit Union headquartered?
It is headquartered in Jackson, MS, United States.
When was Mississippi Public Employees Federal Credit Union founded?
It was established in 1966, per NCUA records.
Is Mississippi Public Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24976): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Mississippi Public Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Mississippi Public Employees Federal Credit Union well capitalized?
Its net worth ratio was 18.15% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Mississippi Public Employees Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.10% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Mississippi Public Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 31.81% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Jackson, MS 39201
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1966
- NCUA Charter #
- 24976
- RSSD ID
- 453697
- Members
- 5,131
- Potential members
- 20,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 18.15% | 14.31% | 69th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.08% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 11.48% | 4.74% | 86th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.73% | 3.93% | 80th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 71.00% | 79.83% | 69th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.16% | 0.78% | 89th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.10% | 0.86% | over 90th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.89% | 4.70% | 58th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 31.81% | 58.92% | 13th position only |
Quarterly trends
Last 5 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$29.2M total assets against $30.5M; $24.3M total shares and deposits against $25.4M; $7.7M total loans against $8.8M.
$5.3M net worth against $4.8M.
18.15% net worth ratio against 15.75%.
31.81% loan-to-share ratio against 34.80%.
0.10% delinquency ratio against 0.55%.
2.08% return on assets; 11.48% return on equity.
4.73% net interest margin.
5,131 members against 5,202.
Quarterly trend: last 5 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 18.15% | 2.08% | 0.10% | 31.81% |
| March 31, 2026 | 17.13% | 1.37% | 0.72% | 32.43% |
| December 31, 2025 | 17.13% | 1.82% | 0.94% | 36.25% |
| September 30, 2025 | 16.59% | 1.56% | 0.83% | 35.63% |
| June 30, 2025 | 15.75% | — | 0.55% | 34.80% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.