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Mount Olive Baptist Church Federal Credit Union Arlington, Texas

Mount Olive Baptist Church Federal Credit Union is a federal credit union headquartered in Arlington, TX, established in 1999 (NCUA charter 24605), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,338 members and total assets of $10.7M (down 1.5% from Q2 2025), the 299th largest of 377 credit unions headquartered in Texas. Its net worth ratio was 16.93% at Q2 2026, in the well capitalized band.

Also written as Mount Olive Baptist Church FCU

BankRegReports is independent of Mount Olive Baptist Church Federal Credit Union and never asks for online banking logins or passwords.

Arlington, TX Credit Union Est. 1999 NCUA #24605 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
24605
Headquarters
Arlington, TX
Established
1999
Total assets, Q2 2026
$10.7M
Assets vs Q2 2025
-1.5%
Members, Q2 2026
1,338
Net worth ratio, Q2 2026
16.93%
Latest call report
Q2 2026, NCUA 5300 · Mount Olive Baptist Church Federal Credit Union call report
Asset rank in state
299th of 377 in Texas
Routing number
111993763
Branches
1

It has 42 more members than on June 30, 2025 (+3.2%). Its net worth ratio was down 0.09 percentage points from 17.02% on June 30, 2025. New vehicle loans are its largest loan category, $3.3M of $6.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.84% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 16.93% net worth ratio is above that band's 14.31% median.

Frequently asked about Mount Olive Baptist Church Federal Credit Union

How big is Mount Olive Baptist Church Federal Credit Union?

At Q2 2026 it reported total assets of $10.7M and 1,338 members.

Where is Mount Olive Baptist Church Federal Credit Union headquartered?

It is headquartered in Arlington, TX, United States.

When was Mount Olive Baptist Church Federal Credit Union founded?

It was established in 1999, per NCUA records.

Is Mount Olive Baptist Church Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24605): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Mount Olive Baptist Church Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Mount Olive Baptist Church Federal Credit Union well capitalized?

Its net worth ratio was 16.93% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Mount Olive Baptist Church Federal Credit Union's delinquency ratio?

Its delinquency ratio was 2.84% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Mount Olive Baptist Church Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 67.75% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Arlington, TX 76011
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1999
NCUA Charter #
24605
RSSD ID
2760072
Members
1,338
Potential members
10,000

Size & Membership

Total assets $10.7M
Total shares & deposits $8.8M
Total loans $6.0M
  New vehicle loans$3.3M
  Used vehicle loans$2.2M
  Other secured non-real estate loans and lines of credit$390K
  Other unsecured loans and lines of credit$123K
Members 1,338

Profitability

Q2 annualized
Return on assets (ROA) 1.31%YTD -0.82%
Return on equity (ROE) 7.71%YTD -4.73%
Net interest margin 3.30%YTD 3.30%
Efficiency ratio 62.41%
Cost of funds 0.94%

Capital & Asset Quality

Net worth $1.8M
Net worth ratio 16.93%
Net worth category Well capitalized
Delinquency ratio 2.84%
Loan-to-share ratio 67.75%
Yield on assets 4.24%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 2.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 16.93% 14.31% 63rd above
Return on assets Middle half of peers: 0.16% to 1.30% 1.31% 0.72% 75th top
Return on equity Middle half of peers: 1.04% to 8.69% 7.71% 4.74% 69th above
Net interest margin Middle half of peers: 3.31% to 4.53% 3.30% 3.93% 25th bottom
Efficiency ratio Middle half of peers: 68.03% to 91.60% 62.41% 79.83% 83rd top
Cost of funds Middle half of peers: 0.37% to 1.23% 0.94% 0.78% 41st below
Delinquency ratio Middle half of peers: 0.35% to 1.93% 2.84% 0.86% 18th bottom
Yield on assets Middle half of peers: 4.21% to 5.32% 4.24% 4.70% 26th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 67.75% 58.92% 63rd position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$10.7M total assets against $10.9M; $8.8M total shares and deposits against $8.8M; $6.0M total loans against $6.4M.

Net worth

$1.8M net worth against $1.8M.

Net worth ratio

16.93% net worth ratio against 17.02%.

Loan-to-share ratio

67.75% loan-to-share ratio against 72.35%.

Delinquency ratio

2.84% delinquency ratio against 5.34%.

Return on assets and return on equity

1.31% return on assets against 1.17%; 7.71% return on equity against 6.88%.

Net interest margin

3.30% net interest margin against 3.73%.

Members

1,338 members against 1,296.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 16.93% 1.31% 2.84% 67.75%
March 31, 2026 16.80% -2.96% 3.76% 71.52%
December 31, 2025 17.58% 0.37% 4.75% 75.28%
September 30, 2025 17.02% 0.39% 1.96% 73.59%
June 30, 2025 17.02% 1.17% 5.34% 72.35%
March 31, 2025 17.14% 1.41% 4.32% 68.36%

Scroll sideways to see every column.

Watch flags

Delinquency at 2.84%, elevated credit deterioration BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.