Credit Union Safety Analysis
Is Mower County Catholic Parishes Credit Union Safe? Austin, Minnesota
Based on its Q2 2026 NCUA 5300 call report, Mower County Catholic Parishes Credit Union has a net worth ratio of 19.01%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 2.72%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Mower County Catholic Parishes Credit Union's net worth ratio is 19.01%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 19.01%
- Delinquency ratio (60+ days) (Q2 2026): 2.72%
- Return on assets (Q2 2026): 0.95%
- Loan-to-share ratio (Q2 2026): 80.35%
Mower County Catholic Parishes Credit Union (NCUA charter 63258, established 1935) reported $6.7M in assets and 1,020 members for Q2 2026 from Austin, Minnesota. It ranks 72 of 79 credit unions in Minnesota by total assets. Total assets fell 1.6% from $6.8M on June 30, 2025. It has 15 more members than on June 30, 2025 (+1.5%). Its net worth ratio was up 0.45 percentage points from 18.56% on June 30, 2025. Used vehicle loans are its largest loan category, $3.2M of $4.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.72% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 18.93% for Q1 2026; 18.56% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 3.13% for Q1 2026; 4.22% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.15% for Q1 2026; -1.59% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 84.85% for Q1 2026; 84.20% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $3.2M
- Other unsecured loans and lines of credit: $800K
- New vehicle loans: $210K
- Other secured non-real estate loans and lines of credit: $116K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $6.7M | 19.01% | 2.72% | 0.95% | 80.35% |
| March 31, 2026 | $6.7M | 18.93% | 3.13% | 1.15% | 84.85% |
| December 31, 2025 | $6.6M | 18.77% | 2.67% | -0.21% | 85.39% |
| September 30, 2025 | $6.7M | 18.49% | 2.76% | -1.51% | 84.93% |
| June 30, 2025 | $6.8M | 18.56% | 4.22% | -1.59% | 84.20% |
| March 31, 2025 | $7.3M | 17.74% | 6.48% | 1.29% | 79.62% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Mower County Catholic Parishes Credit Union profile
Regulator records: NCUA credit union profile (charter 63258) · FFIEC NIC profile (RSSD 369293)
Frequently asked questions
Is Mower County Catholic Parishes Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Mower County Catholic Parishes Credit Union's net worth ratio is 19.01%, above the 7% NCUA threshold for well capitalized.
Is Mower County Catholic Parishes Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Mower County Catholic Parishes Credit Union is a federally insured credit union (NCUA charter 63258): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Mower County Catholic Parishes Credit Union's key safety ratios?
For Q2 2026, Mower County Catholic Parishes Credit Union reports net worth 19.01%, delinquency 2.72%, ROA 0.95%, loan-to-share 80.35%.
What happens to my money if Mower County Catholic Parishes Credit Union fails?
For Q2 2026, Mower County Catholic Parishes Credit Union held $5.4M in shares and deposits for 1,020 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.