NASA Federal Credit Union Upper Marlboro, Maryland
NASA Federal Credit Union is a federal credit union headquartered in Upper Marlboro, MD, established in 1949 (NCUA charter 6328), and it is regulated and insured by the NCUA. At Q2 2026 it reported 238,953 members and total assets of $5.80B (up 5.1% from Q2 2025), the 2nd largest of 58 credit unions headquartered in Maryland. Its net worth ratio was 10.49% at Q2 2026, in the well capitalized band.
Also written as NASA FCU
BankRegReports is independent of NASA Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 6328
- Headquarters
- Upper Marlboro, MD
- Established
- 1949
- Total assets, Q2 2026
- $5.80B
- Assets vs Q2 2025
- +5.1%
- Members, Q2 2026
- 238,953
- Net worth ratio, Q2 2026
- 10.49%
- Latest call report
- Q2 2026, NCUA 5300 · NASA Federal Credit Union call report
- Asset rank in state
- 2nd of 58 in Maryland
- Routing number
- 255077833
- Branches
- 13
It has 3,388 fewer members than on June 30, 2025 (-1.4%). Its net worth ratio was up 0.51 percentage points from 9.98% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $2.32B of $4.41B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.53% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 10.49% net worth ratio is below that band's 10.89% median.
Credit unions similar in size in Maryland
Credit unions merged into NASA Federal Credit Union
Frequently asked about NASA Federal Credit Union
How big is NASA Federal Credit Union?
At Q2 2026 it reported total assets of $5.80B and 238,953 members.
Where is NASA Federal Credit Union headquartered?
It is headquartered in Upper Marlboro, MD, United States.
When was NASA Federal Credit Union founded?
It was established in 1949, per NCUA records.
Is NASA Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 6328): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates NASA Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is NASA Federal Credit Union well capitalized?
Its net worth ratio was 10.49% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is NASA Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.53% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is NASA Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 94.63% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Upper Marlboro, MD 20774
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1949
- NCUA Charter #
- 6328
- RSSD ID
- 910181
- Members
- 238,953
- Potential members
- 597,383
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 10.49% | 10.89% | 41st below |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.14% | 0.89% | 67th above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 10.87% | 8.07% | 75th above |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 2.57% | 3.45% | under 10th bottom |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 51.79% | 70.59% | over 90th top |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 2.62% | 1.68% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.53% | 0.68% | 67th above |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.19% | 5.12% | 55th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 94.63% | 88.03% | 73rd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.80B total assets against $5.52B; $4.66B total shares and deposits against $4.42B; $4.41B total loans against $4.20B.
$608.1M net worth against $550.7M.
10.49% net worth ratio against 9.98%.
94.63% loan-to-share ratio against 94.97%.
0.53% delinquency ratio against 0.65%.
1.14% return on assets against 0.65%; 10.87% return on equity against 6.51%.
2.57% net interest margin against 2.58%.
238,953 members against 242,341.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.49% | 1.14% | 0.53% | 94.63% |
| March 31, 2026 | 10.14% | 0.59% | 0.58% | 91.90% |
| December 31, 2025 | 10.16% | 1.49% | 0.62% | 93.63% |
| September 30, 2025 | 9.93% | 0.91% | 0.64% | 93.84% |
| June 30, 2025 | 9.98% | 0.65% | 0.65% | 94.97% |
| March 31, 2025 | 9.75% | 0.49% | 0.69% | 93.57% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.