Credit Union Safety Analysis
Is Northwestern Mutual Credit Union Safe? Milwaukee, Wisconsin
Based on its Q2 2026 NCUA 5300 call report, Northwestern Mutual Credit Union has a net worth ratio of 11.07%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.00%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Northwestern Mutual Credit Union's net worth ratio is 11.07%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 11.07%
- Delinquency ratio (60+ days) (Q2 2026): 0.00%
- Return on assets (Q2 2026): 0.87%
- Loan-to-share ratio (Q2 2026): 50.62%
Northwestern Mutual Credit Union (NCUA charter 66555, established 1933) reported $285.6M in assets and 6,939 members for Q2 2026 from Milwaukee, Wisconsin. It ranks 34 of 98 credit unions in Wisconsin by total assets. Total assets grew 11.8% from $255.6M on June 30, 2025. It has 279 more members than on June 30, 2025 (+4.2%). Its net worth ratio was down 0.55 percentage points from 11.62% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $102.4M of $121.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.00% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 10.60% for Q1 2026; 11.62% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.05% for Q1 2026; 0.00% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.51% for Q1 2026; 0.77% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 49.11% for Q1 2026; 55.73% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $102.4M
- New vehicle loans: $11.2M
- Used vehicle loans: $4.6M
- Non-federally guaranteed student loans: $1.8M
- Other secured non-real estate loans and lines of credit: $707K
- Other unsecured loans and lines of credit: $699K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $285.6M | 11.07% | 0.00% | 0.87% | 50.62% |
| March 31, 2026 | $292.3M | 10.60% | 0.05% | 0.51% | 49.11% |
| December 31, 2025 | $264.7M | 11.57% | 0.08% | 0.68% | 56.04% |
| September 30, 2025 | $254.2M | 11.87% | 0.02% | 0.79% | 56.34% |
| June 30, 2025 | $255.6M | 11.62% | 0.00% | 0.77% | 55.73% |
| March 31, 2025 | $268.4M | 10.88% | — | 0.40% | 51.41% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Northwestern Mutual Credit Union profile
Regulator records: NCUA credit union profile (charter 66555) · FFIEC NIC profile (RSSD 21993)
Frequently asked questions
Is Northwestern Mutual Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Northwestern Mutual Credit Union's net worth ratio is 11.07%, above the 7% NCUA threshold for well capitalized.
Is Northwestern Mutual Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Northwestern Mutual Credit Union is a federally insured credit union (NCUA charter 66555): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Northwestern Mutual Credit Union's key safety ratios?
For Q2 2026, Northwestern Mutual Credit Union reports net worth 11.07%, delinquency 0.00%, ROA 0.87%, loan-to-share 50.62%.
What happens to my money if Northwestern Mutual Credit Union fails?
For Q2 2026, Northwestern Mutual Credit Union held $239.8M in shares and deposits for 6,939 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.