Northwoods Community Credit Union Park Falls, Wisconsin
Northwoods Community Credit Union is a state-chartered credit union headquartered in Park Falls, WI, established in 1979 (NCUA charter 67240), and it is regulated and insured by the NCUA. At Q2 2026 it reported 7,944 members and total assets of $93.1M (up 0.1% from Q2 2025), the 51st largest of 98 credit unions headquartered in Wisconsin. Its net worth ratio was 10.86% at Q2 2026, in the well capitalized band.
Also written as Northwoods Community CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67240
- Headquarters
- Park Falls, WI
- Established
- 1979
- Total assets, Q2 2026
- $93.1M
- Assets vs Q2 2025
- +0.1%
- Members, Q2 2026
- 7,944
- Net worth ratio, Q2 2026
- 10.86%
- Latest call report
- Q2 2026, NCUA 5300 · Northwoods Community Credit Union call report
- Asset rank in state
- 51st of 98 in Wisconsin
- Routing number
- 291580698
- Branches
- 2
It has 313 fewer members than on June 30, 2025 (-3.8%). Its net worth ratio was up 0.37 percentage points from 10.49% on June 30, 2025. Used vehicle loans are its largest loan category, $25.4M of $48.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.58% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 10.86% net worth ratio is below that band's 14.31% median.
Frequently asked about Northwoods Community Credit Union
How big is Northwoods Community Credit Union?
At Q2 2026 it reported total assets of $93.1M and 7,944 members.
Where is Northwoods Community Credit Union headquartered?
It is headquartered in Park Falls, WI, United States.
When was Northwoods Community Credit Union founded?
It was established in 1979, per NCUA records.
Is Northwoods Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67240): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Northwoods Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Northwoods Community Credit Union well capitalized?
Its net worth ratio was 10.86% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Northwoods Community Credit Union's delinquency ratio?
Its delinquency ratio was 0.58% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Northwoods Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 58.70% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Park Falls, WI 54552
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1979
- NCUA Charter #
- 67240
- RSSD ID
- 913490
- Members
- 7,944
- Potential members
- 291,543
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 10.86% | 14.31% | 23rd bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.55% | 0.72% | 43rd below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 5.10% | 4.74% | 52nd above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.09% | 3.93% | 57th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 86.33% | 79.83% | 36th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.60% | 0.78% | 61st above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.58% | 0.86% | 64th above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.70% | 4.70% | 50th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 58.70% | 58.92% | 50th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$93.1M total assets against $93.0M; $82.3M total shares and deposits against $82.5M; $48.3M total loans against $52.3M.
$10.1M net worth against $9.8M.
10.86% net worth ratio against 10.49%.
58.70% loan-to-share ratio against 63.38%.
0.58% delinquency ratio against 0.70%.
0.55% return on assets against 0.87%; 5.10% return on equity against 8.28%.
4.09% net interest margin against 4.06%.
7,944 members against 8,257.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.86% | 0.55% | 0.58% | 58.70% |
| March 31, 2026 | 10.65% | 0.33% | 0.75% | 57.20% |
| December 31, 2025 | 10.69% | -0.10% | 0.82% | 59.85% |
| September 30, 2025 | 10.73% | 0.99% | 0.82% | 62.05% |
| June 30, 2025 | 10.49% | 0.87% | 0.70% | 63.38% |
| March 31, 2025 | 9.77% | 0.71% | 1.01% | 62.02% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.