NW Preferred Federal Credit Union Tigard, Oregon
NW Preferred Federal Credit Union is a federal credit union headquartered in Tigard, OR, established in 1940 (NCUA charter 3853), and it is regulated and insured by the NCUA. At Q2 2026 it reported 7,900 members and total assets of $189.3M (up 5.3% from Q2 2025), the 22nd largest of 47 credit unions headquartered in Oregon. Its net worth ratio was 14.61% at Q2 2026, in the well capitalized band.
Also written as NW Preferred FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 3853
- Headquarters
- Tigard, OR
- Established
- 1940
- Total assets, Q2 2026
- $189.3M
- Assets vs Q2 2025
- +5.3%
- Members, Q2 2026
- 7,900
- Net worth ratio, Q2 2026
- 14.61%
- Latest call report
- Q2 2026, NCUA 5300 · NW Preferred Federal Credit Union call report
- Asset rank in state
- 22nd of 47 in Oregon
- Routing number
- 323076575
- Branches
- 2
It has 426 fewer members than on June 30, 2025 (-5.1%). Its net worth ratio was up 0.86 percentage points from 13.75% on June 30, 2025. Commercial loans are its largest loan category, $86.9M of $146.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.91% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 14.61% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Oregon
Frequently asked about NW Preferred Federal Credit Union
How big is NW Preferred Federal Credit Union?
At Q2 2026 it reported total assets of $189.3M and 7,900 members.
Where is NW Preferred Federal Credit Union headquartered?
It is headquartered in Tigard, OR, United States.
When was NW Preferred Federal Credit Union founded?
It was established in 1940, per NCUA records.
Is NW Preferred Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 3853): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates NW Preferred Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is NW Preferred Federal Credit Union well capitalized?
Its net worth ratio was 14.61% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is NW Preferred Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.91% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is NW Preferred Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 93.35% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Tigard, OR 97223
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1940
- NCUA Charter #
- 3853
- RSSD ID
- 391379
- Members
- 7,900
- Potential members
- 3,500,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 14.61% | 11.43% | 81st top |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.57% | 0.81% | 87th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 10.77% | 7.02% | 80th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.83% | 3.70% | over 90th top |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 64.48% | 76.55% | 83rd top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.71% | 1.24% | 18th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.91% | 0.68% | 37th below |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 6.54% | 4.92% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 93.35% | 75.66% | 89th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$189.3M total assets against $179.7M; $156.8M total shares and deposits against $153.2M; $146.3M total loans against $138.7M.
$27.7M net worth against $24.7M.
14.61% net worth ratio against 13.75%.
93.35% loan-to-share ratio against 90.57%.
0.91% delinquency ratio against 0.75%.
1.57% return on assets against 1.19%; 10.77% return on equity against 8.65%.
4.83% net interest margin against 4.55%.
7,900 members against 8,326.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.61% | 1.57% | 0.91% | 93.35% |
| March 31, 2026 | 14.14% | 0.77% | 0.66% | 90.07% |
| December 31, 2025 | 14.50% | 2.75% | 0.73% | 95.04% |
| September 30, 2025 | 13.95% | 1.31% | 0.69% | 91.17% |
| June 30, 2025 | 13.75% | 1.19% | 0.75% | 90.57% |
| March 31, 2025 | 13.45% | 0.86% | 0.73% | 90.50% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.