Credit Union Safety Analysis
Is Ohio Teamsters Credit Union, Inc. Safe? Independence, Ohio
Based on its Q2 2026 NCUA 5300 call report, Ohio Teamsters Credit Union, Inc. has a net worth ratio of 26.83%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.52%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Ohio Teamsters Credit Union, Inc.'s net worth ratio is 26.83%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 26.83%
- Delinquency ratio (60+ days) (Q2 2026): 0.52%
- Return on assets (Q2 2026): 0.53%
- Loan-to-share ratio (Q2 2026): 47.72%
Ohio Teamsters Credit Union, Inc. (NCUA charter 61136, established 1940) reported $17.1M in assets and 2,508 members for Q2 2026 from Independence, Ohio. It ranks 148 of 191 credit unions in Ohio by total assets. Total assets grew 3.7% from $16.5M on June 30, 2025. It has 101 fewer members than on June 30, 2025 (-3.9%). Its net worth ratio was down 0.28 percentage points from 27.11% on June 30, 2025. Used vehicle loans are its largest loan category, $2.8M of $6.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.52% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 27.23% for Q1 2026; 27.11% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.26% for Q1 2026; 0.29% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.49% for Q1 2026; 1.02% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 52.68% for Q1 2026; 65.89% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $2.8M
- New vehicle loans: $2.2M
- 1- to 4-family residential and other consumer real estate loans: $489K
- Other unsecured loans and lines of credit: $424K
- Other secured non-real estate loans and lines of credit: $11K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $17.1M | 26.83% | 0.52% | 0.53% | 47.72% |
| March 31, 2026 | $16.7M | 27.23% | 0.26% | 0.49% | 52.68% |
| December 31, 2025 | $16.4M | 27.63% | 0.32% | 0.76% | 58.74% |
| September 30, 2025 | $16.3M | 27.65% | 0.28% | 1.01% | 64.13% |
| June 30, 2025 | $16.5M | 27.11% | 0.29% | 1.02% | 65.89% |
| March 31, 2025 | $16.7M | 26.42% | 0.31% | 0.91% | 67.70% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Ohio Teamsters Credit Union, Inc. profile
Regulator records: NCUA credit union profile (charter 61136) · FFIEC NIC profile (RSSD 370990)
Frequently asked questions
Is Ohio Teamsters Credit Union, Inc. well capitalized?
On its Q2 2026 NCUA 5300 call report, Ohio Teamsters Credit Union, Inc.'s net worth ratio is 26.83%, above the 7% NCUA threshold for well capitalized.
Is Ohio Teamsters Credit Union, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. Ohio Teamsters Credit Union, Inc. is a federally insured credit union (NCUA charter 61136): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Ohio Teamsters Credit Union, Inc.'s key safety ratios?
For Q2 2026, Ohio Teamsters Credit Union, Inc. reports net worth 26.83%, delinquency 0.52%, ROA 0.53%, loan-to-share 47.72%.
What happens to my money if Ohio Teamsters Credit Union, Inc. fails?
For Q2 2026, Ohio Teamsters Credit Union, Inc. held $12.5M in shares and deposits for 2,508 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.