Old Hickory Credit Union Nashville, Tennessee
Old Hickory Credit Union is a state-chartered credit union headquartered in Nashville, TN (NCUA charter 67982), and it is regulated and insured by the NCUA. At Q2 2026 it reported 21,590 members and total assets of $347.3M (up 1.5% from Q2 2025), the 22nd largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 10.52% at Q2 2026, in the well capitalized band.
Also written as Old Hickory CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67982
- Headquarters
- Nashville, TN
- Established
- Not reported
- Total assets, Q2 2026
- $347.3M
- Assets vs Q2 2025
- +1.5%
- Members, Q2 2026
- 21,590
- Net worth ratio, Q2 2026
- 10.52%
- Latest call report
- Q2 2026, NCUA 5300 · Old Hickory Credit Union call report
- Asset rank in state
- 22nd of 123 in Tennessee
- Routing number
- 264181448
- Branches
- 7
It has 22 more members than on June 30, 2025 (+0.1%). Its net worth ratio was up 0.59 percentage points from 9.93% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $97.3M of $220.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.17% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 10.52% net worth ratio is below that band's 11.43% median.
Credit unions similar in size in Tennessee
Frequently asked about Old Hickory Credit Union
How big is Old Hickory Credit Union?
At Q2 2026 it reported total assets of $347.3M and 21,590 members.
Where is Old Hickory Credit Union headquartered?
It is headquartered in Nashville, TN, United States.
Is Old Hickory Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67982): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Old Hickory Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Old Hickory Credit Union well capitalized?
Its net worth ratio was 10.52% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Old Hickory Credit Union's delinquency ratio?
Its delinquency ratio was 1.17% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Old Hickory Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 71.03% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Nashville, TN 37214
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 67982
- RSSD ID
- 442495
- Members
- 21,590
- Potential members
- 750,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 10.52% | 11.43% | 36th below |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.15% | 0.81% | 70th above |
| Return on equity Middle half of peers: 3.87% to 9.84% | 10.90% | 7.02% | 81st top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.08% | 3.70% | 74th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 76.25% | 76.55% | 51st above |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 0.74% | 1.24% | 84th top |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 1.17% | 0.68% | 24th bottom |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 4.82% | 4.92% | 44th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 71.03% | 75.66% | 42nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$347.3M total assets against $342.3M; $309.7M total shares and deposits against $307.7M; $220.0M total loans against $227.8M.
$36.5M net worth against $34.0M.
10.52% net worth ratio against 9.93%.
71.03% loan-to-share ratio against 74.04%.
1.17% delinquency ratio against 1.71%.
1.15% return on assets against 1.23%; 10.90% return on equity against 12.33%.
4.08% net interest margin against 4.00%.
21,590 members against 21,568.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.52% | 1.15% | 1.17% | 71.03% |
| March 31, 2026 | 10.27% | 0.76% | 0.76% | 71.01% |
| December 31, 2025 | 10.20% | 0.66% | 1.01% | 72.93% |
| September 30, 2025 | 10.25% | 0.77% | 1.51% | 75.96% |
| June 30, 2025 | 9.93% | 1.23% | 1.71% | 74.04% |
| March 31, 2025 | 9.66% | 0.62% | 1.50% | 75.04% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.