One Vision Federal Credit Union Clarksville, Indiana
One Vision Federal Credit Union is a federal credit union headquartered in Clarksville, IN, established in 1954 (NCUA charter 9097), and it is regulated and insured by the NCUA. At Q2 2026 it reported 3,430 members and total assets of $65.2M (up 1.3% from Q2 2025), the 56th largest of 118 credit unions headquartered in Indiana. Its net worth ratio was 12.78% at Q2 2026, in the well capitalized band.
Also written as One Vision FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 9097
- Headquarters
- Clarksville, IN
- Established
- 1954
- Total assets, Q2 2026
- $65.2M
- Assets vs Q2 2025
- +1.3%
- Members, Q2 2026
- 3,430
- Net worth ratio, Q2 2026
- 12.78%
- Latest call report
- Q2 2026, NCUA 5300 · One Vision Federal Credit Union call report
- Asset rank in state
- 56th of 118 in Indiana
- Routing number
- 283077669
- Branches
- 3
It has 136 fewer members than on June 30, 2025 (-3.8%). Its net worth ratio was up 0.55 percentage points from 12.23% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $15.4M of $21.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.67% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 12.78% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Indiana
Frequently asked about One Vision Federal Credit Union
How big is One Vision Federal Credit Union?
At Q2 2026 it reported total assets of $65.2M and 3,430 members.
Where is One Vision Federal Credit Union headquartered?
It is headquartered in Clarksville, IN, United States.
When was One Vision Federal Credit Union founded?
It was established in 1954, per NCUA records.
Is One Vision Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 9097): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates One Vision Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is One Vision Federal Credit Union well capitalized?
Its net worth ratio was 12.78% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is One Vision Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.67% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is One Vision Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 38.00% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Clarksville, IN 47129
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1954
- NCUA Charter #
- 9097
- RSSD ID
- 402284
- Members
- 3,430
- Potential members
- 253,041
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 12.78% | 14.31% | 38th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.92% | 0.72% | 58th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 7.16% | 4.74% | 65th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.05% | 3.93% | 18th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 76.65% | 79.83% | 57th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.89% | 0.78% | 44th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.67% | 0.86% | 59th above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.94% | 4.70% | 17th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 38.00% | 58.92% | 20th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$65.2M total assets against $64.3M; $57.0M total shares and deposits against $56.3M; $21.6M total loans against $22.9M.
$8.3M net worth against $7.9M.
12.78% net worth ratio against 12.23%.
38.00% loan-to-share ratio against 40.72%.
0.67% delinquency ratio against 0.02%.
0.92% return on assets against 0.33%; 7.16% return on equity against 2.70%.
3.05% net interest margin against 2.82%.
3,430 members against 3,566.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.78% | 0.92% | 0.67% | 38.00% |
| March 31, 2026 | 12.43% | 0.50% | 0.78% | 39.36% |
| December 31, 2025 | 12.58% | 0.34% | 0.82% | 40.41% |
| September 30, 2025 | 12.54% | 1.02% | 0.78% | 40.91% |
| June 30, 2025 | 12.23% | 0.33% | 0.02% | 40.72% |
| March 31, 2025 | 12.10% | 0.41% | 0.11% | 41.34% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.