Paris Hi-Way Credit Union Paris, Illinois
Paris Hi-Way Credit Union is a state-chartered credit union headquartered in Paris, IL, established in 1955 (NCUA charter 64242), and it is regulated and insured by the NCUA. At Q2 2026 it reported 851 members and total assets of $11.3M (up 4.2% from Q2 2025), the 112th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 15.79% at Q2 2026, in the well capitalized band.
Also written as Paris Hi-Way CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 64242
- Headquarters
- Paris, IL
- Established
- 1955
- Total assets, Q2 2026
- $11.3M
- Assets vs Q2 2025
- +4.2%
- Members, Q2 2026
- 851
- Net worth ratio, Q2 2026
- 15.79%
- Latest call report
- Q2 2026, NCUA 5300 · Paris Hi-Way Credit Union call report
- Asset rank in state
- 112th of 185 in Illinois
- Routing number
- 271187477
- Branches
- 2
It has 19 fewer members than on June 30, 2025 (-2.2%). Its net worth ratio was down 0.39 percentage points from 16.18% on June 30, 2025. Used vehicle loans are its largest loan category, $2.9M of $5.8M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Illinois
Frequently asked about Paris Hi-Way Credit Union
How big is Paris Hi-Way Credit Union?
At Q2 2026 it reported total assets of $11.3M and 851 members.
Where is Paris Hi-Way Credit Union headquartered?
It is headquartered in Paris, IL, United States.
When was Paris Hi-Way Credit Union founded?
It was established in 1955, per NCUA records.
Is Paris Hi-Way Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 64242): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Paris Hi-Way Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Paris Hi-Way Credit Union well capitalized?
Its net worth ratio was 15.79% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Paris Hi-Way Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 61.71% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Paris, IL 61944
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1955
- NCUA Charter #
- 64242
- RSSD ID
- 575599
- Members
- 851
- Potential members
- 1,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.79% | 14.31% | 57th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.02% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 12.80% | 4.74% | over 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.61% | 3.93% | 37th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 44.75% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.09% | 0.78% | 33rd below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.69% | 4.70% | 50th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 61.71% | 58.92% | 54th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$11.3M total assets against $10.8M; $9.5M total shares and deposits against $9.0M; $5.8M total loans against $6.5M.
$1.8M net worth against $1.8M.
15.79% net worth ratio against 16.18%.
61.71% loan-to-share ratio against 71.54%.
2.02% return on assets against 2.48%; 12.80% return on equity against 15.33%.
3.61% net interest margin against 3.88%.
851 members against 870.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.79% | 2.02% | — | 61.71% |
| March 31, 2026 | 15.77% | 2.13% | — | 63.68% |
| December 31, 2025 | 15.46% | -5.49% | 0.07% | 65.91% |
| September 30, 2025 | 16.84% | 2.33% | 0.03% | 71.20% |
| June 30, 2025 | 16.18% | 2.48% | — | 71.54% |
| March 31, 2025 | 15.82% | 2.06% | 0.05% | 69.81% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.