Credit Union Safety Analysis
Is Partner Colorado Credit Union Safe? Arvada, Colorado
Based on its Q2 2026 NCUA 5300 call report, Partner Colorado Credit Union has a net worth ratio of 9.39%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.45%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Partner Colorado Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Partner Colorado Credit Union's net worth ratio is 9.39%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 9.39%
- Delinquency ratio (60+ days) (Q2 2026): 0.45%
- Return on assets (Q2 2026): 0.28%
- Loan-to-share ratio (Q2 2026): 78.87%
Partner Colorado Credit Union (NCUA charter 62903, established 1931) reported $643.6M in assets and 36,206 members for Q2 2026 from Arvada, Colorado. It ranks 11 of 61 credit unions in Colorado by total assets. Total assets grew 7.2% from $600.5M on June 30, 2025. It has 2,467 more members than on June 30, 2025 (+7.3%). Its net worth ratio was down 0.40 percentage points from 9.79% on June 30, 2025. Used vehicle loans are its largest loan category, $168.6M of $445.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.45% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 9.38% for Q1 2026; 9.79% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.37% for Q1 2026; 0.62% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.47% for Q1 2026; 0.57% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 77.53% for Q1 2026; 80.29% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $168.6M
- 1- to 4-family residential and other consumer real estate loans: $105.9M
- Commercial loans: $82.8M
- New vehicle loans: $75.5M
- Other secured non-real estate loans and lines of credit: $6.7M
- Other unsecured loans and lines of credit: $6.4M
- Unsecured credit card loans: $24K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $643.6M | 9.39% | 0.45% | 0.28% | 78.87% |
| March 31, 2026 | $639.8M | 9.38% | 0.37% | 0.47% | 77.53% |
| December 31, 2025 | $639.0M | 9.27% | 0.47% | -0.10% | 81.93% |
| September 30, 2025 | $619.1M | 9.64% | 0.70% | 0.58% | 79.12% |
| June 30, 2025 | $600.5M | 9.79% | 0.62% | 0.57% | 80.29% |
| March 31, 2025 | $597.3M | 10.70% | 0.73% | 0.16% | 78.88% |
Add this badge to your website
Free to use. It shows Partner Colorado Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Partner Colorado Credit Union profile
Regulator records: NCUA credit union profile (charter 62903) · FFIEC NIC profile (RSSD 705293)
Frequently asked questions
Is Partner Colorado Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Partner Colorado Credit Union's net worth ratio is 9.39%, above the 7% NCUA threshold for well capitalized.
Is Partner Colorado Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Partner Colorado Credit Union is a federally insured credit union (NCUA charter 62903): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Partner Colorado Credit Union's key safety ratios?
For Q2 2026, Partner Colorado Credit Union reports net worth 9.39%, delinquency 0.45%, ROA 0.28%, loan-to-share 78.87%.
What happens to my money if Partner Colorado Credit Union fails?
For Q2 2026, Partner Colorado Credit Union held $565.2M in shares and deposits for 36,206 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.