Credit Union Safety Analysis
Is Pikes Peak Credit Union Safe? Colorado Springs, Colorado
Based on its Q2 2026 NCUA 5300 call report, Pikes Peak Credit Union has a net worth ratio of 11.81%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.52%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Pikes Peak Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Pikes Peak Credit Union's net worth ratio is 11.81%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 11.81%
- Delinquency ratio (60+ days) (Q2 2026): 0.52%
- Return on assets (Q2 2026): 1.18%
- Loan-to-share ratio (Q2 2026): 78.64%
Pikes Peak Credit Union (NCUA charter 68266, established 1973) reported $132.0M in assets and 9,992 members for Q2 2026 from Colorado Springs, Colorado. It ranks 32 of 61 credit unions in Colorado by total assets. Total assets grew 3.9% from $127.0M on June 30, 2025. It has 268 more members than on June 30, 2025 (+2.8%). Its net worth ratio was up 0.69 percentage points from 11.12% on June 30, 2025. Used vehicle loans are its largest loan category, $68.6M of $91.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.52% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 11.40% for Q1 2026; 11.12% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.63% for Q1 2026; 0.64% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 1.06% for Q1 2026; 0.98% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 73.79% for Q1 2026; 70.19% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $68.6M
- 1- to 4-family residential and other consumer real estate loans: $17.4M
- New vehicle loans: $4.2M
- Other unsecured loans and lines of credit: $828K
- Other secured non-real estate loans and lines of credit: $226K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $132.0M | 11.81% | 0.52% | 1.18% | 78.64% |
| March 31, 2026 | $133.3M | 11.40% | 0.63% | 1.06% | 73.79% |
| December 31, 2025 | $130.8M | 11.35% | 0.79% | 1.26% | 72.74% |
| September 30, 2025 | $127.5M | 11.32% | 0.80% | 0.99% | 71.90% |
| June 30, 2025 | $127.0M | 11.12% | 0.64% | 0.98% | 70.19% |
| March 31, 2025 | $127.8M | 10.81% | 0.97% | 0.79% | 69.87% |
Add this badge to your website
Free to use. It shows Pikes Peak Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Pikes Peak Credit Union profile
Regulator records: NCUA credit union profile (charter 68266) · FFIEC NIC profile (RSSD 354981)
Frequently asked questions
Is Pikes Peak Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Pikes Peak Credit Union's net worth ratio is 11.81%, above the 7% NCUA threshold for well capitalized.
Is Pikes Peak Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Pikes Peak Credit Union is a federally insured credit union (NCUA charter 68266): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Pikes Peak Credit Union's key safety ratios?
For Q2 2026, Pikes Peak Credit Union reports net worth 11.81%, delinquency 0.52%, ROA 1.18%, loan-to-share 78.64%.
What happens to my money if Pikes Peak Credit Union fails?
For Q2 2026, Pikes Peak Credit Union held $116.0M in shares and deposits for 9,992 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.