Credit Union Safety Analysis
Is Pittsburgh Federal Credit Union Safe? Pittsburgh, Pennsylvania
Based on its Q2 2026 NCUA 5300 call report, Pittsburgh Federal Credit Union has a net worth ratio of 10.28%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.04%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Pittsburgh Federal Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Pittsburgh Federal Credit Union's net worth ratio is 10.28%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 10.28%
- Delinquency ratio (60+ days) (Q2 2026): 0.04%
- Return on assets (Q2 2026): 1.10%
- Loan-to-share ratio (Q2 2026): 32.21%
Pittsburgh Federal Credit Union (NCUA charter 422, established 1935) reported $11.9M in assets and 1,286 members for Q2 2026 from Pittsburgh, Pennsylvania. It ranks 202 of 269 credit unions in Pennsylvania by total assets. Total assets grew 4.4% from $11.4M on June 30, 2025. It has 171 fewer members than on June 30, 2025 (-11.7%). Its net worth ratio was down 0.19 percentage points from 10.47% on June 30, 2025. New vehicle loans are its largest loan category, $1.5M of $3.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.04% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 10.79% for Q1 2026; 10.47% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.98% for Q1 2026; 2.25% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.45% for Q1 2026; 0.85% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 34.68% for Q1 2026; 34.38% for Q2 2025.
Loans by type, Q2 2026
- New vehicle loans: $1.5M
- Used vehicle loans: $1.1M
- Other unsecured loans and lines of credit: $470K
- 1- to 4-family residential and other consumer real estate loans: $267K
- Unsecured credit card loans: $144K
- Other secured non-real estate loans and lines of credit: $17K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $11.9M | 10.28% | 0.04% | 1.10% | 32.21% |
| March 31, 2026 | $11.3M | 10.79% | 0.98% | 0.45% | 34.68% |
| December 31, 2025 | $11.4M | 10.59% | 0.35% | 0.96% | 38.04% |
| September 30, 2025 | $11.5M | 10.28% | 1.11% | -0.11% | 34.53% |
| June 30, 2025 | $11.4M | 10.47% | 2.25% | 0.85% | 34.38% |
| March 31, 2025 | $11.2M | 10.48% | 3.66% | 0.88% | 35.79% |
Add this badge to your website
Free to use. It shows Pittsburgh Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Pittsburgh Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 422) · FFIEC NIC profile (RSSD 918374)
Frequently asked questions
Is Pittsburgh Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Pittsburgh Federal Credit Union's net worth ratio is 10.28%, above the 7% NCUA threshold for well capitalized.
Is Pittsburgh Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Pittsburgh Federal Credit Union is a federally insured credit union (NCUA charter 422): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Pittsburgh Federal Credit Union's key safety ratios?
For Q2 2026, Pittsburgh Federal Credit Union reports net worth 10.28%, delinquency 0.04%, ROA 1.10%, loan-to-share 32.21%.
What happens to my money if Pittsburgh Federal Credit Union fails?
For Q2 2026, Pittsburgh Federal Credit Union held $10.7M in shares and deposits for 1,286 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.