Polish & Slavic Federal Credit Union Brooklyn, New York
Polish & Slavic Federal Credit Union is a federal credit union headquartered in Brooklyn, NY, established in 1976 (NCUA charter 22592), and it is regulated and insured by the NCUA. At Q2 2026 it reported 128,925 members and total assets of $2.74B (up 2.7% from Q2 2025), the 14th largest of 267 credit unions headquartered in New York. Its net worth ratio was 11.32% at Q2 2026, in the well capitalized band.
Also written as Polish & Slavic FCU · Trade names filed with the NCUA: PSFUK, PSFCU and Nasza Unia
BankRegReports is independent of Polish & Slavic Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 22592
- Headquarters
- Brooklyn, NY
- Established
- 1976
- Total assets, Q2 2026
- $2.74B
- Assets vs Q2 2025
- +2.7%
- Members, Q2 2026
- 128,925
- Net worth ratio, Q2 2026
- 11.32%
- Latest call report
- Q2 2026, NCUA 5300 · Polish & Slavic Federal Credit Union call report
- Asset rank in state
- 14th of 267 in New York
- Routing number
- 226082022
- Branches
- 25
It has 4,217 more members than on June 30, 2025 (+3.4%). Its net worth ratio was up 0.52 percentage points from 10.80% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $995.0M of $1.65B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.31% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 11.32% net worth ratio is above that band's 10.89% median.
Credit unions similar in size in New York
Frequently asked about Polish & Slavic Federal Credit Union
How big is Polish & Slavic Federal Credit Union?
At Q2 2026 it reported total assets of $2.74B and 128,925 members.
Where is Polish & Slavic Federal Credit Union headquartered?
It is headquartered in Brooklyn, NY, United States.
When was Polish & Slavic Federal Credit Union founded?
It was established in 1976, per NCUA records.
Is Polish & Slavic Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 22592): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Polish & Slavic Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Polish & Slavic Federal Credit Union well capitalized?
Its net worth ratio was 11.32% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Polish & Slavic Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.31% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Polish & Slavic Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 66.35% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Brooklyn, NY 11222
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1976
- NCUA Charter #
- 22592
- RSSD ID
- 405388
- Members
- 128,925
- Potential members
- 155,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 11.32% | 10.89% | 56th above |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.27% | 0.89% | under 10th bottom |
| Return on equity Middle half of peers: 5.37% to 10.92% | 2.42% | 8.07% | under 10th bottom |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.06% | 3.45% | 26th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 82.44% | 70.59% | 10th bottom |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 0.91% | 1.68% | over 90th top |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.31% | 0.68% | 89th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 3.97% | 5.12% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 66.35% | 88.03% | 13th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.74B total assets against $2.66B; $2.49B total shares and deposits against $2.45B; $1.65B total loans against $1.58B.
$309.8M net worth against $287.8M.
11.32% net worth ratio against 10.80%.
66.35% loan-to-share ratio against 64.53%.
0.31% delinquency ratio against 0.44%.
0.27% return on assets against 0.64%; 2.42% return on equity against 5.93%.
3.06% net interest margin against 2.97%.
128,925 members against 124,708.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.32% | 0.27% | 0.31% | 66.35% |
| March 31, 2026 | 11.26% | 0.77% | 0.26% | 64.98% |
| December 31, 2025 | 11.15% | 0.79% | 0.49% | 64.93% |
| September 30, 2025 | 11.04% | 1.53% | 0.49% | 64.37% |
| June 30, 2025 | 10.80% | 0.64% | 0.44% | 64.53% |
| March 31, 2025 | 10.70% | 0.67% | 0.23% | 63.93% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.