Port Arthur Teachers Federal Credit Union Port Arthur, Texas
Port Arthur Teachers Federal Credit Union is a federal credit union headquartered in Port Arthur, TX, established in 1953 (NCUA charter 8413), and it is regulated and insured by the NCUA. At Q2 2026 it reported 3,023 members and total assets of $38.0M (up 6.1% from Q2 2025), the 207th largest of 377 credit unions headquartered in Texas. Its net worth ratio was 14.92% at Q2 2026, in the well capitalized band.
Also written as Port Arthur Teachers FCU
BankRegReports is independent of Port Arthur Teachers Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 8413
- Headquarters
- Port Arthur, TX
- Established
- 1953
- Total assets, Q2 2026
- $38.0M
- Assets vs Q2 2025
- +6.1%
- Members, Q2 2026
- 3,023
- Net worth ratio, Q2 2026
- 14.92%
- Latest call report
- Q2 2026, NCUA 5300 · Port Arthur Teachers Federal Credit Union call report
- Asset rank in state
- 207th of 377 in Texas
- Routing number
- 313187500
- Branches
- 2
It has 49 fewer members than on June 30, 2025 (-1.6%). Its net worth ratio was up 0.16 percentage points from 14.76% on June 30, 2025. Used vehicle loans are its largest loan category, $4.2M of $9.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.35% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 14.92% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Texas
Frequently asked about Port Arthur Teachers Federal Credit Union
How big is Port Arthur Teachers Federal Credit Union?
At Q2 2026 it reported total assets of $38.0M and 3,023 members.
Where is Port Arthur Teachers Federal Credit Union headquartered?
It is headquartered in Port Arthur, TX, United States.
When was Port Arthur Teachers Federal Credit Union founded?
It was established in 1953, per NCUA records.
Is Port Arthur Teachers Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 8413): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Port Arthur Teachers Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Port Arthur Teachers Federal Credit Union well capitalized?
Its net worth ratio was 14.92% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Port Arthur Teachers Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.35% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Port Arthur Teachers Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 30.06% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Port Arthur, TX 77642
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1953
- NCUA Charter #
- 8413
- RSSD ID
- 437987
- Members
- 3,023
- Potential members
- 7,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 14.92% | 14.31% | 53rd above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.22% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 14.91% | 4.74% | over 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.15% | 3.93% | 59th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 67.39% | 79.83% | 76th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.24% | 0.78% | 84th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.35% | 0.86% | 75th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.39% | 4.70% | 34th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 30.06% | 58.92% | 11th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$38.0M total assets against $35.8M; $31.5M total shares and deposits against $29.8M; $9.5M total loans against $9.4M.
$5.7M net worth against $5.3M.
14.92% net worth ratio against 14.76%.
30.06% loan-to-share ratio against 31.49%.
0.35% delinquency ratio against 0.90%.
2.22% return on assets against 0.77%; 14.91% return on equity against 5.23%.
4.15% net interest margin against 4.33%.
3,023 members against 3,072.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.92% | 2.22% | 0.35% | 30.06% |
| March 31, 2026 | 14.75% | 1.23% | 0.38% | 28.28% |
| December 31, 2025 | 14.65% | 0.68% | 1.41% | 29.63% |
| September 30, 2025 | 14.69% | 0.72% | 1.41% | 30.75% |
| June 30, 2025 | 14.76% | 0.77% | 0.90% | 31.49% |
| March 31, 2025 | 14.53% | 0.65% | 0.95% | 30.17% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.