Credit Union Safety Analysis
Is Post-Gazette Federal Credit Union Safe? Pittsburgh, Pennsylvania
Based on its Q2 2026 NCUA 5300 call report, Post-Gazette Federal Credit Union has a net worth ratio of 67.81%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 3.42%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Post-Gazette Federal Credit Union's net worth ratio is 67.81%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 67.81%
- Delinquency ratio (60+ days) (Q2 2026): 3.42%
- Return on assets (Q2 2026): -0.02%
- Loan-to-share ratio (Q2 2026): 148.49%
Post-Gazette Federal Credit Union (NCUA charter 90, established 1934) reported $7.4M in assets and 1,380 members for Q2 2026 from Pittsburgh, Pennsylvania. It ranks 222 of 269 credit unions in Pennsylvania by total assets. Total assets fell 4.9% from $7.8M on June 30, 2025. It has 4 fewer members than on June 30, 2025 (-0.3%). Its net worth ratio was up 3.18 percentage points from 64.63% on June 30, 2025. New vehicle loans are its largest loan category, $1.7M of $3.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 3.42% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 66.96% for Q1 2026; 64.63% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 4.41% for Q1 2026; 1.82% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.22% for Q1 2026; -0.29% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 144.22% for Q1 2026; 138.94% for Q2 2025.
Loans by type, Q2 2026
- New vehicle loans: $1.7M
- Used vehicle loans: $1.2M
- Other unsecured loans and lines of credit: $281K
- Unsecured credit card loans: $231K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $7.4M | 67.81% | 3.42% | -0.02% | 148.49% |
| March 31, 2026 | $7.5M | 66.96% | 4.41% | 0.22% | 144.22% |
| December 31, 2025 | $7.6M | 66.35% | 3.57% | -0.26% | 141.91% |
| September 30, 2025 | $7.7M | 65.18% | 2.39% | 0.05% | 139.84% |
| June 30, 2025 | $7.8M | 64.63% | 1.82% | -0.29% | 138.94% |
| March 31, 2025 | $7.9M | 64.13% | 2.46% | 0.29% | 131.35% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Post-Gazette Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 90) · FFIEC NIC profile (RSSD 883070)
Frequently asked questions
Is Post-Gazette Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Post-Gazette Federal Credit Union's net worth ratio is 67.81%, above the 7% NCUA threshold for well capitalized.
Is Post-Gazette Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Post-Gazette Federal Credit Union is a federally insured credit union (NCUA charter 90): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Post-Gazette Federal Credit Union's key safety ratios?
For Q2 2026, Post-Gazette Federal Credit Union reports net worth 67.81%, delinquency 3.42%, ROA -0.02%, loan-to-share 148.49%.
What happens to my money if Post-Gazette Federal Credit Union fails?
For Q2 2026, Post-Gazette Federal Credit Union held $2.3M in shares and deposits for 1,380 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.