Credit Union Safety Analysis
Is Prestige Community Credit Union Safe? Dallas, Texas
Based on its Q2 2026 NCUA 5300 call report, Prestige Community Credit Union has a net worth ratio of 8.90%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.81%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Prestige Community Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Prestige Community Credit Union's net worth ratio is 8.90%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 8.90%
- Delinquency ratio (60+ days) (Q2 2026): 0.81%
- Return on assets (Q2 2026): 0.23%
- Loan-to-share ratio (Q2 2026): 86.61%
Prestige Community Credit Union (NCUA charter 67507, established 1936) reported $118.8M in assets and 7,598 members for Q2 2026 from Dallas, Texas. It ranks 135 of 377 credit unions in Texas by total assets. Total assets fell 2.2% from $121.5M on June 30, 2025. It has 461 fewer members than on June 30, 2025 (-5.7%). Its net worth ratio was up 0.48 percentage points from 8.42% on June 30, 2025. Its 60-day delinquency ratio of 0.81% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 8.61% for Q1 2026; 8.42% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.65% for Q1 2026; 0.44% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.83% for Q1 2026; -0.42% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 85.18% for Q1 2026; 86.98% for Q2 2025.
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $118.8M | 8.90% | 0.81% | 0.23% | 86.61% |
| March 31, 2026 | $122.1M | 8.61% | 0.65% | 0.83% | 85.18% |
| December 31, 2025 | $118.4M | 8.66% | 0.97% | 0.10% | 86.12% |
| September 30, 2025 | $118.6M | 8.62% | 0.56% | 0.00% | 85.77% |
| June 30, 2025 | $121.5M | 8.42% | 0.44% | -0.42% | 86.98% |
| March 31, 2025 | $122.3M | 8.46% | 0.59% | -0.24% | 87.72% |
Add this badge to your website
Free to use. It shows Prestige Community Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Prestige Community Credit Union profile
Regulator records: NCUA credit union profile (charter 67507) · FFIEC NIC profile (RSSD 948090)
Frequently asked questions
Is Prestige Community Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Prestige Community Credit Union's net worth ratio is 8.90%, above the 7% NCUA threshold for well capitalized.
Is Prestige Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Prestige Community Credit Union is a federally insured credit union (NCUA charter 67507): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Prestige Community Credit Union's key safety ratios?
For Q2 2026, Prestige Community Credit Union reports net worth 8.90%, delinquency 0.81%, ROA 0.23%, loan-to-share 86.61%.
What happens to my money if Prestige Community Credit Union fails?
For Q2 2026, Prestige Community Credit Union held $106.5M in shares and deposits for 7,598 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.