Priority One Credit Union of Florida Fort Lauderdale, Florida
Priority One Credit Union of Florida is a state-chartered credit union headquartered in Fort Lauderdale, FL (NCUA charter 67444), and it is regulated and insured by the NCUA. At Q2 2026 it reported 9,875 members and total assets of $162.2M (up 2.2% from Q2 2025), the 58th largest of 106 credit unions headquartered in Florida. Its net worth ratio was 10.93% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67444
- Headquarters
- Fort Lauderdale, FL
- Established
- Not reported
- Total assets, Q2 2026
- $162.2M
- Assets vs Q2 2025
- +2.2%
- Members, Q2 2026
- 9,875
- Net worth ratio, Q2 2026
- 10.93%
- Latest call report
- Q2 2026, NCUA 5300 · Priority One Credit Union of Florida call report
- Asset rank in state
- 58th of 106 in Florida
- Routing number
- 267078286
- Branches
- 2
It has 120 fewer members than on June 30, 2025 (-1.2%). Its net worth ratio was up 0.99 percentage points from 9.94% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $74.2M of $129.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.56% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 10.93% net worth ratio is below that band's 11.43% median.
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Credit unions merged into Priority One Credit Union of Florida
Frequently asked about Priority One Credit Union of Florida
How big is Priority One Credit Union of Florida?
At Q2 2026 it reported total assets of $162.2M and 9,875 members.
Where is Priority One Credit Union of Florida headquartered?
It is headquartered in Fort Lauderdale, FL, United States.
Is Priority One Credit Union of Florida FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67444): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Priority One Credit Union of Florida?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Priority One Credit Union of Florida well capitalized?
Its net worth ratio was 10.93% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Priority One Credit Union of Florida's delinquency ratio?
Its delinquency ratio was 0.56% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Priority One Credit Union of Florida's loan-to-share ratio?
Its loan-to-share ratio was 90.46% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Fort Lauderdale, FL 33322
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 67444
- RSSD ID
- 97895
- Members
- 9,875
- Potential members
- 6,391,072
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 10.93% | 11.43% | 42nd below |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.60% | 0.81% | 88th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 14.63% | 7.02% | over 90th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.52% | 3.70% | over 90th top |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 63.19% | 76.55% | 85th top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.14% | 1.24% | 57th above |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.56% | 0.68% | 60th above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.66% | 4.92% | 85th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 90.46% | 75.66% | 83rd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$162.2M total assets against $158.7M; $143.0M total shares and deposits against $140.9M; $129.3M total loans against $121.9M.
$17.7M net worth against $15.8M.
10.93% net worth ratio against 9.94%.
90.46% loan-to-share ratio against 86.53%.
0.56% delinquency ratio against 0.14%.
1.60% return on assets against 1.24%; 14.63% return on equity against 12.47%.
4.52% net interest margin against 4.22%.
9,875 members against 9,995.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.93% | 1.60% | 0.56% | 90.46% |
| March 31, 2026 | 10.50% | 1.28% | 0.30% | 88.99% |
| December 31, 2025 | 10.32% | 0.86% | 0.23% | 88.93% |
| September 30, 2025 | 9.97% | 1.05% | 0.26% | 85.48% |
| June 30, 2025 | 9.94% | 1.24% | 0.14% | 86.53% |
| March 31, 2025 | 9.64% | 1.13% | 0.16% | 85.86% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.