Credit Union Safety Analysis
Is Red Canoe Credit Union Safe? Longview, Washington
Based on its Q2 2026 NCUA 5300 call report, Red Canoe Credit Union has a net worth ratio of 12.28%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.60%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Red Canoe Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Red Canoe Credit Union's net worth ratio is 12.28%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 12.28%
- Delinquency ratio (60+ days) (Q2 2026): 0.60%
- Return on assets (Q2 2026): 0.68%
- Loan-to-share ratio (Q2 2026): 92.70%
Red Canoe Credit Union (NCUA charter 68196, established 1938) reported $1.21B in assets and 60,869 members for Q2 2026 from Longview, Washington. It ranks 16 of 73 credit unions in Washington by total assets. Total assets grew 4.8% from $1.16B on June 30, 2025. It has 1,476 more members than on June 30, 2025 (+2.5%). Its net worth ratio was up 0.22 percentage points from 12.06% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $431.8M of $970.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.60% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 12.13% for Q1 2026; 12.06% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 0.53% for Q1 2026; 0.47% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 0.91% for Q1 2026; 1.08% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 90.87% for Q1 2026; 92.06% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $431.8M
- Commercial loans: $262.6M
- Used vehicle loans: $140.6M
- New vehicle loans: $75.6M
- Unsecured credit card loans: $35.3M
- Other secured non-real estate loans and lines of credit: $14.6M
- Other unsecured loans and lines of credit: $10.0M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.21B | 12.28% | 0.60% | 0.68% | 92.70% |
| March 31, 2026 | $1.21B | 12.13% | 0.53% | 0.91% | 90.87% |
| December 31, 2025 | $1.17B | 12.32% | 0.64% | 0.41% | 93.07% |
| September 30, 2025 | $1.16B | 12.28% | 0.58% | 1.16% | 92.64% |
| June 30, 2025 | $1.16B | 12.06% | 0.47% | 1.08% | 92.06% |
| March 31, 2025 | $1.16B | 11.77% | 0.27% | 0.79% | 88.90% |
Add this badge to your website
Free to use. It shows Red Canoe Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Red Canoe Credit Union profile
Regulator records: NCUA credit union profile (charter 68196) · FFIEC NIC profile (RSSD 90999)
Frequently asked questions
Is Red Canoe Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Red Canoe Credit Union's net worth ratio is 12.28%, above the 7% NCUA threshold for well capitalized.
Is Red Canoe Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Red Canoe Credit Union is a federally insured credit union (NCUA charter 68196): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Red Canoe Credit Union's key safety ratios?
For Q2 2026, Red Canoe Credit Union reports net worth 12.28%, delinquency 0.60%, ROA 0.68%, loan-to-share 92.70%.
What happens to my money if Red Canoe Credit Union fails?
For Q2 2026, Red Canoe Credit Union held $1.05B in shares and deposits for 60,869 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.