Riverview Credit Union South Saint Paul, Minnesota
Riverview Credit Union is a state-chartered credit union headquartered in South Saint Paul, MN, established in 1979 (NCUA charter 65448), and it is regulated and insured by the NCUA. At Q2 2026 it reported 442 members and total assets of $7.9M (up 2.0% from Q2 2025), the 68th largest of 79 credit unions headquartered in Minnesota. Its net worth ratio was 16.40% at Q2 2026, in the well capitalized band.
Also written as Riverview CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 65448
- Headquarters
- South Saint Paul, MN
- Established
- 1979
- Total assets, Q2 2026
- $7.9M
- Assets vs Q2 2025
- +2.0%
- Members, Q2 2026
- 442
- Net worth ratio, Q2 2026
- 16.40%
- Latest call report
- Q2 2026, NCUA 5300 · Riverview Credit Union call report
- Asset rank in state
- 68th of 79 in Minnesota
- Routing number
- 296075726
- Branches
- 1
It has 12 fewer members than on June 30, 2025 (-2.6%). Its net worth ratio was down 0.03 percentage points from 16.43% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $4.3M of $6.7M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Minnesota
Frequently asked about Riverview Credit Union
How big is Riverview Credit Union?
At Q2 2026 it reported total assets of $7.9M and 442 members.
Where is Riverview Credit Union headquartered?
It is headquartered in South Saint Paul, MN, United States.
When was Riverview Credit Union founded?
It was established in 1979, per NCUA records.
Is Riverview Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 65448): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Riverview Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Riverview Credit Union well capitalized?
Its net worth ratio was 16.40% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Riverview Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 101.39% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- South Saint Paul, MN 55075
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1979
- NCUA Charter #
- 65448
- RSSD ID
- 104092
- Members
- 442
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 16.40% | 14.31% | 60th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.57% | 0.72% | 43rd below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.47% | 4.74% | 41st below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.18% | 3.93% | 60th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 87.29% | 79.83% | 34th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.97% | 0.78% | 40th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.15% | 4.70% | 68th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 101.39% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$7.9M total assets against $7.7M; $6.6M total shares and deposits against $6.4M; $6.7M total loans against $6.9M.
$1.3M net worth against $1.3M.
16.40% net worth ratio against 16.43%.
101.39% loan-to-share ratio against 107.47%.
0.57% return on assets against 0.60%; 3.47% return on equity against 3.67%.
4.18% net interest margin against 4.12%.
442 members against 454.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 16.40% | 0.57% | — | 101.39% |
| March 31, 2026 | 16.43% | 0.20% | — | 104.21% |
| December 31, 2025 | 16.45% | -0.19% | — | 101.73% |
| September 30, 2025 | 16.76% | 0.61% | — | 105.61% |
| June 30, 2025 | 16.43% | 0.60% | — | 107.47% |
| March 31, 2025 | 16.34% | 0.05% | — | 97.65% |
Scroll sideways to see every column.
Watch flags
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.