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Credit Union Safety Analysis

Is Sag-Aftra Federal Credit Union Safe? Burbank, California

Based on its Q2 2026 NCUA 5300 call report, Sag-Aftra Federal Credit Union has a net worth ratio of 13.13%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.63%, and its shares are NCUA insured up to $250,000 per member.

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Short answer

On its Q2 2026 NCUA 5300 call report, Sag-Aftra Federal Credit Union's net worth ratio is 13.13%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 13.13%
  • Delinquency ratio (60+ days) (Q2 2026): 0.63%
  • Return on assets (Q2 2026): 1.09%
  • Loan-to-share ratio (Q2 2026): 56.96%

Sag-Aftra Federal Credit Union (NCUA charter 15317, established 1962) reported $335.6M in assets and 20,815 members for Q2 2026 from Burbank, California. It ranks 103 of 238 credit unions in California by total assets. Total assets fell 3.9% from $349.1M on June 30, 2025. It has 248 fewer members than on June 30, 2025 (-1.2%). Its net worth ratio was up 1.42 percentage points from 11.71% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $87.4M of $163.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.63% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Pass: well capitalized under NCUA rules and within our reference bands on every measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 13.13%

Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.

Earlier filings: 12.68% for Q1 2026; 11.71% for Q2 2025.

Asset quality PASS
Delinquency ratio: 0.63%

Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.

Earlier filings: 0.77% for Q1 2026; 0.58% for Q2 2025.

Earnings PASS
Return on assets: 1.09%

Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.

Earlier filings: 1.11% for Q1 2026; 0.99% for Q2 2025.

Liquidity PASS
Loan-to-share ratio: 56.96%

Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.

Earlier filings: 56.76% for Q1 2026; 53.20% for Q2 2025.

Loans by type, Q2 2026

  • 1- to 4-family residential and other consumer real estate loans: $87.4M
  • Commercial loans: $29.0M
  • Used vehicle loans: $20.4M
  • Unsecured credit card loans: $10.6M
  • New vehicle loans: $9.4M
  • Other unsecured loans and lines of credit: $6.3M
  • Other secured non-real estate loans and lines of credit: $403K

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $335.6M 13.13% 0.63% 1.09% 56.96%
March 31, 2026 $340.6M 12.68% 0.77% 1.11% 56.76%
December 31, 2025 $342.9M 12.31% 0.84% 1.09% 55.27%
September 30, 2025 $346.3M 11.97% 0.79% 0.93% 52.87%
June 30, 2025 $349.1M 11.71% 0.58% 0.99% 53.20%
March 31, 2025 $348.7M 11.47% 0.54% 0.65% 51.43%

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Sag-Aftra Federal Credit Union: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

Sag-Aftra Federal Credit Union profile

Regulator records: NCUA credit union profile (charter 15317) · FFIEC NIC profile (RSSD 141985)

Frequently asked questions

Is Sag-Aftra Federal Credit Union well capitalized?

On its Q2 2026 NCUA 5300 call report, Sag-Aftra Federal Credit Union's net worth ratio is 13.13%, above the 7% NCUA threshold for well capitalized.

Is Sag-Aftra Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. Sag-Aftra Federal Credit Union is a federally insured credit union (NCUA charter 15317): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are Sag-Aftra Federal Credit Union's key safety ratios?

For Q2 2026, Sag-Aftra Federal Credit Union reports net worth 13.13%, delinquency 0.63%, ROA 1.09%, loan-to-share 56.96%.

What happens to my money if Sag-Aftra Federal Credit Union fails?

For Q2 2026, Sag-Aftra Federal Credit Union held $287.1M in shares and deposits for 20,815 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.