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Credit union call report ยท Johnson City, TN

Select Seven Federal Credit Union Call Report

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Select Seven Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 241 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Select Seven Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number6079
Federal Reserve RSSD ID109387

The official copy: search charter number 6079 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Select Seven Federal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Select Seven Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $962K
1b. Cash Items in Process of Collection AS0005 $128K
1c. Total Cash on Hand 730A $1.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $9.0M
2. Cash on Deposit (total) 730B $9.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $10.1M
12b. Perpetual Contributed Capital 769B $335K
13. TOTAL OTHER INVESTMENTS AS0017 $335K
15a. Number of Total Loans and Leases 025A 3,096
15b. Total Loans and Leases 025B $47.1M
17. ACL on Loans and Leases AS0048 $314K
18c. Foreclosed/Repossessed - Vehicles AS0024 $13K
18e. Foreclosed/Repossessed Assets (total) 798A $13K
19. Land and Building 007 $4.1M
20. Other Fixed Assets 008 $177K
21. NCUA Share Insurance Capitalization Deposit 794 $498K
22d. Accrued Interest on Loans 009A $151K
22f. All Other Assets 009C $201K
22g. Total Other Assets AS0036 $352K
23. TOTAL ASSETS 010 $62.4M
Accounts Payable and Other Liabilities 825 $871K
Accrued Dividends and Interest Payable 820A $7K
Member Shares of All Types 013 $52.9M
Total Shares and Deposits 018 $52.9M
Undivided Earnings 940 $8.5M
Total Net Worth 997 $8.5M
Net Worth Ratio 998 13.67%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $62.4M
Statement of Income and Expense (23 items)
Select Seven Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.4M
3. Income from Investments 120 $124K
5. TOTAL INTEREST INCOME 115 $1.5M
6. Dividends on Shares 380 $439K
9. TOTAL INTEREST EXPENSE 350 $439K
10. NET INTEREST INCOME IS0010 $1.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $75K
12e. Total Credit Loss Expense IS0017 $75K
13. Fee Income 131 $377K
14. Other Operating Income IS0020 $52K
18. Gain (Loss) on Disposition of Fixed Assets 430 $250
23. TOTAL NON-INTEREST INCOME 117 $430K
24. Employee Compensation and Benefits 210 $593K
25. Travel and Conference 230 $7K
26. Office Occupancy 250 $79K
27. Office Operations 260 $140K
28. Educational and Promotional 270 $12K
29. Loan Servicing 280 $212K
30. Professional and Outside Services 290 $111K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $23K
34. TOTAL NON-INTEREST EXPENSE 671 $1.2M
35. NET INCOME 661A $255K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Select Seven Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $135K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $13K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $21K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $4K
Loans Granted Year-to-Date 031A $988
Amount of Loans Granted Year-to-Date 031B $8.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $86K
Number of current members (not number of accounts) 083 5,199
Number of potential members 084 508,260
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 999.00%
Interest Rate of New Vehicle Loans 523 400.00%
Interest Rate of Used Vehicle Loans 524 400.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $25K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $4K
Amount of Regular Shares 657 $19.0M
Amount of Share Drafts 902 $9.3M
IRA/KEOGH Accounts - < 1 Year 906A $4.2M
Share Certificates - < 1 Year 908A $14.9M
Total Amount of Share Certificates 908C $17.7M
Total Amount of Money Market Shares 911 $1.5M
Number of Used Vehicle Loans 968 896
NCUA data file FS220A (25 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Select Seven Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $48.9M
Total Shares - 1-3 Years 013B1 $3.6M
Total Shares - > 3 Years 013B2 $438K
Total Shares and Deposits - < 1 Year 018A $48.9M
Total Shares and Deposits - 1-3 Years 018B1 $3.6M
Total Shares and Deposits - > 3 Years 018B2 $438K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 12
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $15.0M
Amount of New Vehicle Loans 385 $7.9M
Amount of Unsecured Credit Card Loans 396 $947K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.5M
Share Certificates 451 $354
Number of Accounts for Share Drafts 452 2,710
IRA/KEOGH Accounts 453 $133
Number of Accounts for Regular Shares 454 5,570
Money Market Shares 458 $64
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 8,831
Number of credit union employees who are Full-Time (26 hours or more) 564A 18
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $305K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,642.00%
Number of Outstanding Indirect Loans 617A 264
Total Amount of Outstanding Indirect Loans 618A $6.3M
Total credit lines 881 $5.5M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Select Seven Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $3.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $3.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $49.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $19.0M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $628
Amount of Share Drafts - < 1 Year 902A $9.3M
IRA/KEOGH Accounts - 1-3 Years 906B1 $1.2M
IRA/KEOGH Accounts - > 3 Years 906B2 $70K
Total Amount of IRA/KEOGH Accounts 906C $5.5M
Share Certificates - 1-3 Years 908B1 $2.5M
Share Certificates - > 3 Years 908B2 $368K
Money Market Shares - < 1 Year 911A $1.5M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $264K
Number of New Vehicle Loans 958 291
Total Shares 966 $9K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $512K
Number of Unsecured Credit Card Loans 993 942
Number of All Other Unsecured Loans/Lines of Credit 994 587
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 9
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Select Seven Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $4K
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $11.4M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $3.7M
NCUA data file FS220D (16 items)

member services and products offered (69%), CUSO relationships (27%)

Select Seven Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Select Seven Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $5.5M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Select Seven Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.0M
Total number of TDR loans outstanding 1000F $4
Total amount of TDR loans outstanding 1001F $52K
NCUA data file FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Select Seven Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $109K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $11K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $12K
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $66K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $15K
Amount of New Vehicle Loans YTD Recoveries 551C1 $500
Amount of Used Vehicle Loans YTD Recoveries 551C2 $300
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $47K
Amount of Grants Awarded Year-to-Date 926 $10K
Amount of Grants Received Year-to-Date 927 $9K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Select Seven Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $47.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $4.2M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 450.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 400.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 550.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.5M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $16.0M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Select Seven Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.7M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.4M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $115K
Total Unfunded Commitments for Non-Commercial Loans 816T $4.0M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $746K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 165
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 93
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 122
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Select Seven Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $53.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $106K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $62.4M
NCUA data file FS220P (16 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Select Seven Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $10K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $3K
All Other Unsecured Loans/Lines of Credit DL0022 $8K
All Other Unsecured Loans/Lines of Credit DL0023 $8K
All Other Unsecured Loans/Lines of Credit DL0024 $3K
All Other Unsecured Loans/Lines of Credit DL0027 $11K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
Used Vehicle Loans DL0037 $43K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $9K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $9K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $15K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $51K
Amount of Consumer Loans in Non-Accrual Status DL0145 $35K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 264
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $6.3M
NCUA data file FS220Q (10 items)

investment portfolio detail (69%)

Select Seven Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $335K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $335K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $335K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $335K
RBC Total Equity RB0001 $8.5M
RBC Allowance for Credit Losses RB0002 $314K
RBC Total Additions RB0005 $314K
RBC Total Deductions RB0009 $498K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $8.3M
RBC Risk-Based Capital Numerator RB0012 $8.3M
NCUA data file FS220R (39 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Select Seven Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $335K
RBC Schedule Total Consumer Loans RB0060 $26.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $314K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $314K
RBC Schedule Total Loans RB0079 $46.7M
RBC Total for Risk Weighting Total Loans RB0081 -$314K
RBC Total Loans 0% Weight RB0082 -$314K
RBC Schedule Total Other Assets RB0088 $5.2M
RBC Total for Risk Weighting Other Assets RB0090 $498K
RBC Other Assets 0% Weight RB0091 $498K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $62.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $184K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $184K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $62.4M
RBC Allowance for Credit Losses (Loans) RB0177 $314K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 71.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 10,923,221.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,218,514.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 60.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,272,790.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 561,450.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 34.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,791,741.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 465,394.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $16.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $2.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 22.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 849,663.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 71.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 3,344,087.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 853,218.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $4.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $853K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $258
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $20.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $3.1M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $5.3M
Total Shares SH0013 $52.9M
Total Shares and Deposits SH0018 $52.9M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Select Seven Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Select Seven Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Select Seven Federal Credit Union call report?

The Select Seven Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Select Seven Federal Credit Union file?

Select Seven Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Select Seven Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Select Seven Federal Credit Union is 6079.

How often does Select Seven Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Select Seven Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.