Sevier County School Federal Credit Union Sevierville, Tennessee
Sevier County School Federal Credit Union is a federal credit union headquartered in Sevierville, TN, established in 1978 (NCUA charter 23060), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,375 members and total assets of $13.9M (up 2.0% from Q2 2025), the 101st largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 21.80% at Q2 2026, in the well capitalized band.
Also written as Sevier County School FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 23060
- Headquarters
- Sevierville, TN
- Established
- 1978
- Total assets, Q2 2026
- $13.9M
- Assets vs Q2 2025
- +2.0%
- Members, Q2 2026
- 1,375
- Net worth ratio, Q2 2026
- 21.80%
- Latest call report
- Q2 2026, NCUA 5300 · Sevier County School Federal Credit Union call report
- Asset rank in state
- 101st of 123 in Tennessee
- Routing number
- 264282101
- Branches
- 2
It has 13 more members than on June 30, 2025 (+1.0%). Its net worth ratio was up 1.76 percentage points from 20.04% on June 30, 2025. New vehicle loans are its largest loan category, $3.3M of $5.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.09% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 21.80% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Tennessee
Frequently asked about Sevier County School Federal Credit Union
How big is Sevier County School Federal Credit Union?
At Q2 2026 it reported total assets of $13.9M and 1,375 members.
Where is Sevier County School Federal Credit Union headquartered?
It is headquartered in Sevierville, TN, United States.
When was Sevier County School Federal Credit Union founded?
It was established in 1978, per NCUA records.
Is Sevier County School Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 23060): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Sevier County School Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Sevier County School Federal Credit Union well capitalized?
Its net worth ratio was 21.80% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Sevier County School Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.09% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Sevier County School Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 50.70% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Sevierville, TN 37862
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1978
- NCUA Charter #
- 23060
- RSSD ID
- 153380
- Members
- 1,375
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 21.80% | 14.31% | 81st top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.58% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 11.82% | 4.74% | 88th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.08% | 3.93% | 56th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 38.11% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.44% | 0.78% | 71st above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.09% | 0.86% | over 90th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.52% | 4.70% | 41st position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 50.70% | 58.92% | 38th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$13.9M total assets against $13.6M; $10.8M total shares and deposits against $10.9M; $5.5M total loans against $5.3M.
$3.0M net worth against $2.7M.
21.80% net worth ratio against 20.04%.
50.70% loan-to-share ratio against 48.89%.
0.09% delinquency ratio.
2.58% return on assets against 2.24%; 11.82% return on equity against 11.19%.
4.08% net interest margin against 4.19%.
1,375 members against 1,362.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 21.80% | 2.58% | 0.09% | 50.70% |
| March 31, 2026 | 20.76% | 2.23% | 0.09% | 49.22% |
| December 31, 2025 | 22.22% | 1.58% | — | 54.13% |
| September 30, 2025 | 24.56% | 2.27% | — | 59.46% |
| June 30, 2025 | 20.04% | 2.24% | — | 48.89% |
| March 31, 2025 | 19.80% | 2.55% | — | 50.44% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.