Show-Me Credit Union Mexico, Missouri
Show-Me Credit Union is a state-chartered credit union headquartered in Mexico, MO, established in 1954 (NCUA charter 62960), and it is regulated and insured by the NCUA. At Q2 2026 it reported 2,637 members and total assets of $43.7M (up 24.2% from Q2 2025), the 45th largest of 85 credit unions headquartered in Missouri. Its net worth ratio was 13.17% at Q2 2026, in the well capitalized band.
Also written as Show-Me CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62960
- Headquarters
- Mexico, MO
- Established
- 1954
- Total assets, Q2 2026
- $43.7M
- Assets vs Q2 2025
- +24.2%
- Members, Q2 2026
- 2,637
- Net worth ratio, Q2 2026
- 13.17%
- Latest call report
- Q2 2026, NCUA 5300 · Show-Me Credit Union call report
- Asset rank in state
- 45th of 85 in Missouri
- Routing number
- 281581076
- Branches
- 1
It has 564 fewer members than on June 30, 2025 (-17.6%). Its net worth ratio was down 2.05 percentage points from 15.22% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $10.4M of $19.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.68% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 13.17% net worth ratio is below that band's 14.31% median.
Frequently asked about Show-Me Credit Union
How big is Show-Me Credit Union?
At Q2 2026 it reported total assets of $43.7M and 2,637 members.
Where is Show-Me Credit Union headquartered?
It is headquartered in Mexico, MO, United States.
When was Show-Me Credit Union founded?
It was established in 1954, per NCUA records.
Is Show-Me Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62960): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Show-Me Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Show-Me Credit Union well capitalized?
Its net worth ratio was 13.17% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Show-Me Credit Union's delinquency ratio?
Its delinquency ratio was 0.68% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Show-Me Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 49.74% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Mexico, MO 65265
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1954
- NCUA Charter #
- 62960
- RSSD ID
- 270791
- Members
- 2,637
- Potential members
- 15,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 13.17% | 14.31% | 41st below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.82% | 0.72% | 54th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 6.20% | 4.74% | 59th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.95% | 3.93% | 51st above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 81.03% | 79.83% | 47th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.96% | 0.78% | 40th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.68% | 0.86% | 59th above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.91% | 4.70% | 59th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 49.74% | 58.92% | 36th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$43.7M total assets against $35.2M; $38.5M total shares and deposits against $30.3M; $19.2M total loans against $19.1M.
$5.8M net worth against $5.4M.
13.17% net worth ratio against 15.22%.
49.74% loan-to-share ratio against 63.20%.
0.68% delinquency ratio against 1.97%.
0.82% return on assets against 1.88%; 6.20% return on equity against 12.32%.
3.95% net interest margin against 4.94%.
2,637 members against 3,201.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.17% | 0.82% | 0.68% | 49.74% |
| March 31, 2026 | 13.19% | 1.82% | 0.07% | 52.25% |
| December 31, 2025 | 14.07% | -0.36% | 0.27% | 57.09% |
| September 30, 2025 | 14.99% | 1.26% | 1.48% | 61.78% |
| June 30, 2025 | 15.22% | 1.88% | 1.97% | 63.20% |
| March 31, 2025 | 14.90% | 2.07% | 1.00% | 64.90% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.