Sloan Public Schools Federal Credit Union Cheektowaga, New York
Sloan Public Schools Federal Credit Union is a federal credit union headquartered in Cheektowaga, NY, established in 1970 (NCUA charter 20292), and it is regulated and insured by the NCUA. At Q2 2026 it reported 482 members and total assets of $1.9M (up 1.3% from Q2 2025), the 239th largest of 267 credit unions headquartered in New York. Its net worth ratio was 14.11% at Q2 2026, in the well capitalized band.
Also written as Sloan Public Schools FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 20292
- Headquarters
- Cheektowaga, NY
- Established
- 1970
- Total assets, Q2 2026
- $1.9M
- Assets vs Q2 2025
- +1.3%
- Members, Q2 2026
- 482
- Net worth ratio, Q2 2026
- 14.11%
- Latest call report
- Q2 2026, NCUA 5300 · Sloan Public Schools Federal Credit Union call report
- Asset rank in state
- 239th of 267 in New York
- Routing number
- 222380317
- Branches
- 3
It has 10 fewer members than on June 30, 2025 (-2.0%). Its net worth ratio was down 0.12 percentage points from 14.23% on June 30, 2025. New vehicle loans are its largest loan category, $798K of $1.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.56% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 14.11% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in New York
Frequently asked about Sloan Public Schools Federal Credit Union
How big is Sloan Public Schools Federal Credit Union?
At Q2 2026 it reported total assets of $1.9M and 482 members.
Where is Sloan Public Schools Federal Credit Union headquartered?
It is headquartered in Cheektowaga, NY, United States.
When was Sloan Public Schools Federal Credit Union founded?
It was established in 1970, per NCUA records.
Is Sloan Public Schools Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 20292): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Sloan Public Schools Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Sloan Public Schools Federal Credit Union well capitalized?
Its net worth ratio was 14.11% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Sloan Public Schools Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.56% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Sloan Public Schools Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 81.48% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Cheektowaga, NY 14227
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1970
- NCUA Charter #
- 20292
- RSSD ID
- 56986
- Members
- 482
- Potential members
- 600
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 14.11% | 14.31% | 48th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.81% | 0.72% | 54th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 5.76% | 4.74% | 56th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.37% | 3.93% | 28th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 75.98% | 79.83% | 58th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.14% | 0.78% | over 90th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.56% | 0.86% | 65th above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.52% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 81.48% | 58.92% | 81st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.9M total assets against $1.9M; $1.7M total shares and deposits against $1.6M; $1.3M total loans against $1.3M.
$272K net worth against $271K.
14.11% net worth ratio against 14.23%.
81.48% loan-to-share ratio against 80.96%.
0.56% delinquency ratio.
0.81% return on assets against 0.07%; 5.76% return on equity against 0.46%.
3.37% net interest margin against 3.16%.
482 members against 492.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.11% | 0.81% | 0.56% | 81.48% |
| March 31, 2026 | 14.60% | 0.51% | 1.20% | 80.77% |
| December 31, 2025 | 15.66% | 0.36% | 0.71% | 92.06% |
| September 30, 2025 | 15.13% | 0.23% | 0.75% | 90.99% |
| June 30, 2025 | 14.23% | 0.07% | — | 80.96% |
| March 31, 2025 | 15.05% | 0.01% | 1.02% | 80.05% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.