St. Louis Newspaper Carriers Credit Union Fenton, Missouri
St. Louis Newspaper Carriers Credit Union is a state-chartered credit union headquartered in Fenton, MO, established in 1946 (NCUA charter 63055), and it is regulated and insured by the NCUA. At Q2 2026 it reported 525 members and total assets of $20.1M (up 4.7% from Q2 2025), the 57th largest of 85 credit unions headquartered in Missouri. Its net worth ratio was 6.54% at Q2 2026, in the adequately capitalized band.
Also written as St. Louis Newspaper Carriers CU
BankRegReports is independent of St. Louis Newspaper Carriers Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63055
- Headquarters
- Fenton, MO
- Established
- 1946
- Total assets, Q2 2026
- $20.1M
- Assets vs Q2 2025
- +4.7%
- Members, Q2 2026
- 525
- Net worth ratio, Q2 2026
- 6.54%
- Latest call report
- Q2 2026, NCUA 5300 · St. Louis Newspaper Carriers Credit Union call report
- Asset rank in state
- 57th of 85 in Missouri
- Routing number
- 281082371
- Branches
- 1
It has 6 more members than on June 30, 2025 (+1.2%). Its net worth ratio was down 0.46 percentage points from 7.00% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $15.2M of $17.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.01% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 6.54% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Missouri
Frequently asked about St. Louis Newspaper Carriers Credit Union
How big is St. Louis Newspaper Carriers Credit Union?
At Q2 2026 it reported total assets of $20.1M and 525 members.
Where is St. Louis Newspaper Carriers Credit Union headquartered?
It is headquartered in Fenton, MO, United States.
When was St. Louis Newspaper Carriers Credit Union founded?
It was established in 1946, per NCUA records.
Is St. Louis Newspaper Carriers Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63055): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates St. Louis Newspaper Carriers Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is St. Louis Newspaper Carriers Credit Union well capitalized?
Its net worth ratio was 6.54% at Q2 2026, in the adequately capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is St. Louis Newspaper Carriers Credit Union's delinquency ratio?
Its delinquency ratio was 0.01% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is St. Louis Newspaper Carriers Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 93.56% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Fenton, MO 63026
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1946
- NCUA Charter #
- 63055
- RSSD ID
- 405892
- Members
- 525
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 5.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 6.54% | 14.31% | under 10th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.02% | 0.72% | 22nd bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.24% | 4.74% | 23rd bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 0.81% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 2.90% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.01% | 0.86% | over 90th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.71% | 4.70% | 11th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 93.56% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$20.1M total assets against $19.2M; $18.8M total shares and deposits against $17.9M; $17.6M total loans against $16.6M.
$1.3M net worth against $1.3M.
6.54% net worth ratio against 7.00%.
93.56% loan-to-share ratio against 92.99%.
0.01% delinquency ratio against 0.12%.
0.02% return on assets against -0.33%; 0.24% return on equity against -4.75%.
0.81% net interest margin against 0.46%.
525 members against 519.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 6.54% | 0.02% | 0.01% | 93.56% |
| March 31, 2026 | 6.63% | -0.09% | 0.16% | 88.63% |
| December 31, 2025 | 6.85% | -0.22% | 0.02% | 92.20% |
| September 30, 2025 | 6.84% | -0.35% | 0.03% | 89.29% |
| June 30, 2025 | 7.00% | -0.33% | 0.12% | 92.99% |
| March 31, 2025 | 7.01% | -0.54% | 0.12% | 95.86% |
Scroll sideways to see every column.
Watch flags
The net worth ratio is between 6% and 7%, adequately capitalized but below the 7% level NCUA considers well capitalized. Worth monitoring, not yet a PCA trigger. NCUA well-capitalized threshold, 12 CFR 702.102.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.