Credit Union Safety Analysis
Is Sun Credit Union Safe? Hollywood, Florida
Based on its Q2 2026 NCUA 5300 call report, Sun Credit Union has a net worth ratio of 11.00%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.60%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Sun Credit Union's net worth ratio is 11.00%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 11.00%
- Delinquency ratio (60+ days) (Q2 2026): 0.60%
- Return on assets (Q2 2026): 1.19%
- Loan-to-share ratio (Q2 2026): 57.49%
Sun Credit Union (NCUA charter 67332) reported $128.8M in assets and 6,435 members for Q2 2026 from Hollywood, Florida. It ranks 68 of 106 credit unions in Florida by total assets. Total assets grew 4.9% from $122.8M on June 30, 2025. It has 27 fewer members than on June 30, 2025 (-0.4%). Its net worth ratio was up 0.66 percentage points from 10.34% on June 30, 2025. Used vehicle loans are its largest loan category, $25.6M of $65.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.60% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 10.68% for Q1 2026; 10.34% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.41% for Q1 2026; 0.51% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 1.26% for Q1 2026; 1.20% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 55.20% for Q1 2026; 49.60% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $25.6M
- 1- to 4-family residential and other consumer real estate loans: $20.9M
- New vehicle loans: $14.2M
- Unsecured credit card loans: $2.7M
- Other unsecured loans and lines of credit: $1.9M
- Other secured non-real estate loans and lines of credit: $347K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $128.8M | 11.00% | 0.60% | 1.19% | 57.49% |
| March 31, 2026 | $129.1M | 10.68% | 0.41% | 1.26% | 55.20% |
| December 31, 2025 | $127.2M | 10.52% | 0.58% | 1.34% | 55.41% |
| September 30, 2025 | $125.9M | 10.29% | 0.42% | 0.80% | 54.08% |
| June 30, 2025 | $122.8M | 10.34% | 0.51% | 1.20% | 49.60% |
| March 31, 2025 | $119.9M | 10.29% | 0.22% | 1.01% | 50.69% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 67332) · FFIEC NIC profile (RSSD 301396)
Frequently asked questions
Is Sun Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Sun Credit Union's net worth ratio is 11.00%, above the 7% NCUA threshold for well capitalized.
Is Sun Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Sun Credit Union is a federally insured credit union (NCUA charter 67332): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Sun Credit Union's key safety ratios?
For Q2 2026, Sun Credit Union reports net worth 11.00%, delinquency 0.60%, ROA 1.19%, loan-to-share 57.49%.
What happens to my money if Sun Credit Union fails?
For Q2 2026, Sun Credit Union held $114.1M in shares and deposits for 6,435 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.