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Susquehanna Valley Federal Credit Union Camp Hill, Pennsylvania

Susquehanna Valley Federal Credit Union is a federal credit union headquartered in Camp Hill, PA, established in 1967 (NCUA charter 18242), and it is regulated and insured by the NCUA. At Q2 2026 it reported 5,619 members and total assets of $86.9M (up 3.7% from Q2 2025), the 91st largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 12.29% at Q2 2026, in the well capitalized band.

Also written as Susquehanna Valley FCU

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Camp Hill, PA Credit Union Est. 1967 NCUA #18242 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
18242
Headquarters
Camp Hill, PA
Established
1967
Total assets, Q2 2026
$86.9M
Assets vs Q2 2025
+3.7%
Members, Q2 2026
5,619
Net worth ratio, Q2 2026
12.29%
Latest call report
Q2 2026, NCUA 5300 · Susquehanna Valley Federal Credit Union call report
Asset rank in state
91st of 269 in Pennsylvania
Routing number
231382568
Branches
1

It has 170 fewer members than on June 30, 2025 (-2.9%). Its net worth ratio was up 1.72 percentage points from 10.57% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $18.2M of $44.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.07% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 12.29% net worth ratio is below that band's 14.31% median.

Frequently asked about Susquehanna Valley Federal Credit Union

How big is Susquehanna Valley Federal Credit Union?

At Q2 2026 it reported total assets of $86.9M and 5,619 members.

Where is Susquehanna Valley Federal Credit Union headquartered?

It is headquartered in Camp Hill, PA, United States.

When was Susquehanna Valley Federal Credit Union founded?

It was established in 1967, per NCUA records.

Is Susquehanna Valley Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 18242): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Susquehanna Valley Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Susquehanna Valley Federal Credit Union well capitalized?

Its net worth ratio was 12.29% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Susquehanna Valley Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.07% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Susquehanna Valley Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 58.70% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Camp Hill, PA 17011
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1967
NCUA Charter #
18242
RSSD ID
575188
Members
5,619
Potential members
500,000

Size & Membership

Total assets $86.9M
Total shares & deposits $76.4M
Total loans $44.8M
  1- to 4-family residential and other consumer real estate loans$18.2M
  Used vehicle loans$17.4M
  Non-federally guaranteed student loans$3.6M
  Unsecured credit card loans$2.3M
  New vehicle loans$1.6M
  Other unsecured loans and lines of credit$905K
  Other secured non-real estate loans and lines of credit$856K
  Commercial loans$50K
Members 5,619

Profitability

Q2 annualized
Return on assets (ROA) 1.97%YTD 1.88%
Return on equity (ROE) 16.37%YTD 15.93%
Net interest margin 4.43%YTD 4.45%
Efficiency ratio 61.37%
Cost of funds 0.18%

Capital & Asset Quality

Net worth $10.4M
Net worth ratio 12.29%
Net worth category Well capitalized
Delinquency ratio 0.07%
Loan-to-share ratio 58.70%
Yield on assets 4.62%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 12.29% 14.31% 34th below
Return on assets Middle half of peers: 0.16% to 1.30% 1.97% 0.72% over 90th top
Return on equity Middle half of peers: 1.04% to 8.69% 16.37% 4.74% over 90th top
Net interest margin Middle half of peers: 3.31% to 4.53% 4.43% 3.93% 71st above
Efficiency ratio Middle half of peers: 68.03% to 91.60% 61.37% 79.83% 85th top
Cost of funds Middle half of peers: 0.37% to 1.23% 0.18% 0.78% 88th top
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.07% 0.86% over 90th top
Yield on assets Middle half of peers: 4.21% to 5.32% 4.62% 4.70% 46th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 58.70% 58.92% 50th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$86.9M total assets against $83.7M; $76.4M total shares and deposits against $74.9M; $44.8M total loans against $44.8M.

Net worth

$10.4M net worth against $8.8M.

Net worth ratio

12.29% net worth ratio against 10.57%.

Loan-to-share ratio

58.70% loan-to-share ratio against 59.79%.

Delinquency ratio

0.07% delinquency ratio against 0.29%.

Return on assets and return on equity

1.97% return on assets against 1.81%; 16.37% return on equity against 17.12%.

Net interest margin

4.43% net interest margin against 4.38%.

Members

5,619 members against 5,789.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 12.29% 1.97% 0.07% 58.70%
March 31, 2026 11.90% 1.72% 0.05% 59.95%
December 31, 2025 11.51% 1.03% 0.06% 60.26%
September 30, 2025 11.21% 2.88% 0.25% 60.05%
June 30, 2025 10.57% 1.81% 0.29% 59.79%
March 31, 2025 10.00% 0.52% 0.06% 59.03%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.