Sweetex Credit Union Longview, Texas
Sweetex Credit Union is a state-chartered credit union headquartered in Longview, TX (NCUA charter 67520), and it is regulated and insured by the NCUA. At Q2 2026 it reported 691 members and total assets of $9.4M (down 0.8% from Q2 2025), the 306th largest of 377 credit unions headquartered in Texas. Its net worth ratio was 39.42% at Q2 2026, in the well capitalized band.
Also written as Sweetex CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67520
- Headquarters
- Longview, TX
- Established
- Not reported
- Total assets, Q2 2026
- $9.4M
- Assets vs Q2 2025
- -0.8%
- Members, Q2 2026
- 691
- Net worth ratio, Q2 2026
- 39.42%
- Latest call report
- Q2 2026, NCUA 5300 · Sweetex Credit Union call report
- Asset rank in state
- 306th of 377 in Texas
- Routing number
- 311985869
- Branches
- 1
It has 28 fewer members than on June 30, 2025 (-3.9%). Its net worth ratio was up 1.67 percentage points from 37.75% on June 30, 2025. New vehicle loans are its largest loan category, $1.7M of $3.3M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Texas
Frequently asked about Sweetex Credit Union
How big is Sweetex Credit Union?
At Q2 2026 it reported total assets of $9.4M and 691 members.
Where is Sweetex Credit Union headquartered?
It is headquartered in Longview, TX, United States.
Is Sweetex Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67520): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Sweetex Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Sweetex Credit Union well capitalized?
Its net worth ratio was 39.42% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Sweetex Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 58.40% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Longview, TX 75604
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 67520
- RSSD ID
- 959890
- Members
- 691
- Potential members
- 2,150
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 39.42% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.14% | 0.72% | 68th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 2.88% | 4.74% | 37th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.54% | 3.93% | 34th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 66.94% | 79.83% | 77th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.83% | 0.78% | 47th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.38% | 4.70% | 34th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 58.40% | 58.92% | 49th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$9.4M total assets against $9.5M; $5.6M total shares and deposits against $5.8M; $3.3M total loans against $3.4M.
$3.7M net worth against $3.6M.
39.42% net worth ratio against 37.75%.
58.40% loan-to-share ratio against 58.96%.
1.14% return on assets against 1.02%; 2.88% return on equity against 2.71%.
3.54% net interest margin against 3.66%.
691 members against 719.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 39.42% | 1.14% | — | 58.40% |
| March 31, 2026 | 39.28% | 1.28% | — | 62.82% |
| December 31, 2025 | 39.50% | 1.41% | — | 64.79% |
| September 30, 2025 | 40.19% | 1.80% | — | 64.71% |
| June 30, 2025 | 37.75% | 1.02% | — | 58.96% |
| March 31, 2025 | 38.13% | 0.67% | — | 56.13% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.