Credit Union Safety Analysis
Is T H D District 17 Credit Union Safe? Bryan, Texas
Based on its Q2 2026 NCUA 5300 call report, T H D District 17 Credit Union has a net worth ratio of 19.61%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 2.42%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, T H D District 17 Credit Union's net worth ratio is 19.61%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 19.61%
- Delinquency ratio (60+ days) (Q2 2026): 2.42%
- Return on assets (Q2 2026): 1.28%
- Loan-to-share ratio (Q2 2026): 46.01%
T H D District 17 Credit Union (NCUA charter 67480, established 1956) reported $4.3M in assets and 491 members for Q2 2026 from Bryan, Texas. It ranks 343 of 377 credit unions in Texas by total assets. Total assets grew 9.3% from $3.9M on June 30, 2025. It has 4 fewer members than on June 30, 2025 (-0.8%). Its net worth ratio was down 1.85 percentage points from 21.46% on June 30, 2025. New vehicle loans are its largest loan category, $737K of $1.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.42% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 19.34% for Q1 2026; 21.46% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 2.66% for Q1 2026; 6.00% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: -1.30% for Q1 2026; 0.21% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 48.11% for Q1 2026; 59.77% for Q2 2025.
Loans by type, Q2 2026
- New vehicle loans: $737K
- Used vehicle loans: $405K
- Other secured non-real estate loans and lines of credit: $378K
- Other unsecured loans and lines of credit: $57K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $4.3M | 19.61% | 2.42% | 1.28% | 46.01% |
| March 31, 2026 | $4.3M | 19.34% | 2.66% | -1.30% | 48.11% |
| December 31, 2025 | $4.2M | 19.88% | 0.69% | -0.17% | 50.37% |
| September 30, 2025 | $4.0M | 21.17% | 4.14% | 0.13% | 58.61% |
| June 30, 2025 | $3.9M | 21.46% | 6.00% | 0.21% | 59.77% |
| March 31, 2025 | $3.9M | 21.64% | 5.19% | 0.47% | 67.90% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
T H D District 17 Credit Union profile
Regulator records: NCUA credit union profile (charter 67480) · FFIEC NIC profile (RSSD 667270)
Frequently asked questions
Is T H D District 17 Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, T H D District 17 Credit Union's net worth ratio is 19.61%, above the 7% NCUA threshold for well capitalized.
Is T H D District 17 Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. T H D District 17 Credit Union is a federally insured credit union (NCUA charter 67480): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are T H D District 17 Credit Union's key safety ratios?
For Q2 2026, T H D District 17 Credit Union reports net worth 19.61%, delinquency 2.42%, ROA 1.28%, loan-to-share 46.01%.
What happens to my money if T H D District 17 Credit Union fails?
For Q2 2026, T H D District 17 Credit Union held $3.4M in shares and deposits for 491 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.