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Credit Union Safety Analysis

Is T & P Longview Federal Credit Union Safe? Longview, Texas

Based on its Q2 2026 NCUA 5300 call report, T & P Longview Federal Credit Union has a net worth ratio of 23.59%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.35%, and its shares are NCUA insured up to $250,000 per member.

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Short answer

On its Q2 2026 NCUA 5300 call report, T & P Longview Federal Credit Union's net worth ratio is 23.59%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 23.59%
  • Delinquency ratio (60+ days) (Q2 2026): 0.35%
  • Return on assets (Q2 2026): 1.33%
  • Loan-to-share ratio (Q2 2026): 94.92%

T & P Longview Federal Credit Union (NCUA charter 6687, established 1950) reported $11.3M in assets and 1,044 members for Q2 2026 from Longview, Texas. It ranks 292 of 377 credit unions in Texas by total assets. Total assets grew 4.4% from $10.9M on June 30, 2025. It has 9 fewer members than on June 30, 2025 (-0.9%). Its net worth ratio was down 0.03 percentage points from 23.62% on June 30, 2025. New vehicle loans are its largest loan category, $3.0M of $8.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.35% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Watch: near the edge of a band on at least one measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 23.59%

Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.

Earlier filings: 23.33% for Q1 2026; 23.62% for Q2 2025.

Asset quality PASS
Delinquency ratio: 0.35%

Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.

Earlier filings: 0.28% for Q1 2026; 0.39% for Q2 2025.

Earnings PASS
Return on assets: 1.33%

Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.

Earlier filings: 1.21% for Q1 2026; 1.23% for Q2 2025.

Liquidity WATCH
Loan-to-share ratio: 94.92%

Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.

Earlier filings: 95.27% for Q1 2026; 101.82% for Q2 2025.

Loans by type, Q2 2026

  • New vehicle loans: $3.0M
  • Used vehicle loans: $2.7M
  • Other secured non-real estate loans and lines of credit: $1.2M
  • Other unsecured loans and lines of credit: $1.1M
  • 1- to 4-family residential and other consumer real estate loans: $108K

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $11.3M 23.59% 0.35% 1.33% 94.92%
March 31, 2026 $11.3M 23.33% 0.28% 1.21% 95.27%
December 31, 2025 $11.2M 23.26% 1.64% 0.25% 95.63%
September 30, 2025 $11.3M 23.04% 0.09% 1.30% 95.22%
June 30, 2025 $10.9M 23.62% 0.39% 1.23% 101.82%
March 31, 2025 $10.9M 23.34% 0.06% 1.45% 104.07%

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T & P Longview Federal Credit Union: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

T & P Longview Federal Credit Union profile

Regulator records: NCUA credit union profile (charter 6687) · FFIEC NIC profile (RSSD 872588)

Frequently asked questions

Is T & P Longview Federal Credit Union well capitalized?

On its Q2 2026 NCUA 5300 call report, T & P Longview Federal Credit Union's net worth ratio is 23.59%, above the 7% NCUA threshold for well capitalized.

Is T & P Longview Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. T & P Longview Federal Credit Union is a federally insured credit union (NCUA charter 6687): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are T & P Longview Federal Credit Union's key safety ratios?

For Q2 2026, T & P Longview Federal Credit Union reports net worth 23.59%, delinquency 0.35%, ROA 1.33%, loan-to-share 94.92%.

What happens to my money if T & P Longview Federal Credit Union fails?

For Q2 2026, T & P Longview Federal Credit Union held $8.6M in shares and deposits for 1,044 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.