Credit Union Safety Analysis
Is Tacoma Longshoremen Credit Union Safe? Tacoma, Washington
Based on its Q2 2026 NCUA 5300 call report, Tacoma Longshoremen Credit Union has a net worth ratio of 13.57%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.07%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Tacoma Longshoremen Credit Union's net worth ratio is 13.57%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 13.57%
- Delinquency ratio (60+ days) (Q2 2026): 0.07%
- Return on assets (Q2 2026): 0.54%
- Loan-to-share ratio (Q2 2026): 29.40%
Tacoma Longshoremen Credit Union (NCUA charter 68229, established 1963) reported $116.9M in assets and 3,375 members for Q2 2026 from Tacoma, Washington. It ranks 39 of 73 credit unions in Washington by total assets. Total assets grew 2.0% from $114.7M on June 30, 2025. It has 8 more members than on June 30, 2025 (+0.2%). Its net worth ratio was up 0.31 percentage points from 13.26% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $14.7M of $29.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.07% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 13.38% for Q1 2026; 13.26% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.04% for Q1 2026; 0.05% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.63% for Q1 2026; 0.55% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 30.31% for Q1 2026; 32.02% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $14.7M
- New vehicle loans: $7.6M
- Used vehicle loans: $3.4M
- Other secured non-real estate loans and lines of credit: $2.4M
- Other unsecured loans and lines of credit: $1.7M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $116.9M | 13.57% | 0.07% | 0.54% | 29.40% |
| March 31, 2026 | $117.4M | 13.38% | 0.04% | 0.63% | 30.31% |
| December 31, 2025 | $116.9M | 13.28% | 0.01% | 0.53% | 31.30% |
| September 30, 2025 | $115.0M | 13.37% | 0.05% | 0.58% | 33.27% |
| June 30, 2025 | $114.7M | 13.26% | 0.05% | 0.55% | 32.02% |
| March 31, 2025 | $116.7M | 12.90% | — | 0.55% | 29.84% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Tacoma Longshoremen Credit Union profile
Regulator records: NCUA credit union profile (charter 68229) · FFIEC NIC profile (RSSD 3999)
Frequently asked questions
Is Tacoma Longshoremen Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Tacoma Longshoremen Credit Union's net worth ratio is 13.57%, above the 7% NCUA threshold for well capitalized.
Is Tacoma Longshoremen Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Tacoma Longshoremen Credit Union is a federally insured credit union (NCUA charter 68229): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Tacoma Longshoremen Credit Union's key safety ratios?
For Q2 2026, Tacoma Longshoremen Credit Union reports net worth 13.57%, delinquency 0.07%, ROA 0.54%, loan-to-share 29.40%.
What happens to my money if Tacoma Longshoremen Credit Union fails?
For Q2 2026, Tacoma Longshoremen Credit Union held $101.2M in shares and deposits for 3,375 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.