Teachers Credit Union Oklahoma City, Oklahoma
Teachers Credit Union is a state-chartered credit union headquartered in Oklahoma City, OK, established in 1935 (NCUA charter 65774), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,282 members and total assets of $6.3M (down 6.5% from Q2 2025), the 47th largest of 51 credit unions headquartered in Oklahoma. Its net worth ratio was 31.52% at Q2 2026, in the well capitalized band.
Also written as Teachers CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 65774
- Headquarters
- Oklahoma City, OK
- Established
- 1935
- Total assets, Q2 2026
- $6.3M
- Assets vs Q2 2025
- -6.5%
- Members, Q2 2026
- 1,282
- Net worth ratio, Q2 2026
- 31.52%
- Latest call report
- Q2 2026, NCUA 5300 · Teachers Credit Union call report
- Asset rank in state
- 47th of 51 in Oklahoma
- Routing number
- 303085382
- Branches
- 1
It has 128 fewer members than on June 30, 2025 (-9.1%). Its net worth ratio was down 0.16 percentage points from 31.68% on June 30, 2025. Used vehicle loans are its largest loan category, $1.3M of $2.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.34% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 31.52% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Oklahoma
Frequently asked about Teachers Credit Union
How big is Teachers Credit Union?
At Q2 2026 it reported total assets of $6.3M and 1,282 members.
Where is Teachers Credit Union headquartered?
It is headquartered in Oklahoma City, OK, United States.
When was Teachers Credit Union founded?
It was established in 1935, per NCUA records.
Is Teachers Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 65774): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Teachers Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Teachers Credit Union well capitalized?
Its net worth ratio was 31.52% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Teachers Credit Union's delinquency ratio?
Its delinquency ratio was 0.34% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Teachers Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 62.07% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Oklahoma City, OK 73106
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1935
- NCUA Charter #
- 65774
- RSSD ID
- 1018150
- Members
- 1,282
- Potential members
- 50,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 31.52% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.21% | 0.72% | 27th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.67% | 4.74% | 24th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 6.09% | 3.93% | over 90th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 96.91% | 79.83% | 19th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.47% | 0.78% | 69th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.34% | 0.86% | 76th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 6.56% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 62.07% | 58.92% | 55th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$6.3M total assets against $6.8M; $4.4M total shares and deposits against $4.6M; $2.7M total loans against $3.3M.
$2.0M net worth against $2.1M.
31.52% net worth ratio against 31.68%.
62.07% loan-to-share ratio against 70.93%.
0.34% delinquency ratio against 7.23%.
0.21% return on assets against -0.25%; 0.67% return on equity against -0.80%.
6.09% net interest margin against 7.16%.
1,282 members against 1,410.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 31.52% | 0.21% | 0.34% | 62.07% |
| March 31, 2026 | 31.07% | -3.07% | 0.60% | 61.61% |
| December 31, 2025 | 31.59% | -6.20% | 4.62% | 67.54% |
| September 30, 2025 | 32.18% | -0.20% | 1.16% | 70.36% |
| June 30, 2025 | 31.68% | -0.25% | 7.23% | 70.93% |
| March 31, 2025 | 31.57% | -0.09% | 6.31% | 67.08% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.