Skip to main content

Credit Union Safety Analysis

Is Teamsters Council #37 Credit Union Safe? Portland, Oregon

Based on its Q2 2026 NCUA 5300 call report, Teamsters Council #37 Credit Union has a net worth ratio of 15.44%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 2.53%, and its shares are NCUA insured up to $250,000 per member.

BankRegReports is independent of Teamsters Council #37 Credit Union and never asks for online banking logins or passwords.

Short answer

On its Q2 2026 NCUA 5300 call report, Teamsters Council #37 Credit Union's net worth ratio is 15.44%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 15.44%
  • Delinquency ratio (60+ days) (Q2 2026): 2.53%
  • Return on assets (Q2 2026): 0.88%
  • Loan-to-share ratio (Q2 2026): 35.26%

Teamsters Council #37 Credit Union (NCUA charter 68742, established 1961) reported $76.1M in assets and 5,112 members for Q2 2026 from Portland, Oregon. It ranks 34 of 47 credit unions in Oregon by total assets. Total assets grew 1.9% from $74.6M on June 30, 2025. It has 218 fewer members than on June 30, 2025 (-4.1%). Its net worth ratio was up 0.60 percentage points from 14.84% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $8.4M of $22.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.53% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Stress: below an NCUA capital level or outside our reference band on at least one measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 15.44%

Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.

Earlier filings: 15.45% for Q1 2026; 14.84% for Q2 2025.

Asset quality FAIL
Delinquency ratio: 2.53%

Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.

Earlier filings: 2.11% for Q1 2026; 0.58% for Q2 2025.

Earnings PASS
Return on assets: 0.88%

Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.

Earlier filings: 0.89% for Q1 2026; 0.93% for Q2 2025.

Liquidity PASS
Loan-to-share ratio: 35.26%

Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.

Earlier filings: 36.68% for Q1 2026; 38.16% for Q2 2025.

Loans by type, Q2 2026

  • 1- to 4-family residential and other consumer real estate loans: $8.4M
  • Used vehicle loans: $7.8M
  • New vehicle loans: $3.9M
  • Other secured non-real estate loans and lines of credit: $1.6M
  • Unsecured credit card loans: $423K
  • Other unsecured loans and lines of credit: $338K
  • Commercial loans: $205K

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $76.1M 15.44% 2.53% 0.88% 35.26%
March 31, 2026 $74.9M 15.45% 2.11% 0.89% 36.68%
December 31, 2025 $75.3M 15.15% 1.84% 0.94% 37.98%
September 30, 2025 $75.5M 14.89% 1.90% 0.91% 38.85%
June 30, 2025 $74.6M 14.84% 0.58% 0.93% 38.16%
March 31, 2025 $74.4M 14.65% 0.97% 0.96% 37.24%

Add this badge to your website

Free to use. It shows Teamsters Council #37 Credit Union’s latest filed figures and updates each quarter.

Teamsters Council #37 Credit Union: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

Teamsters Council #37 Credit Union profile

Regulator records: NCUA credit union profile (charter 68742) · FFIEC NIC profile (RSSD 404680)

Frequently asked questions

Is Teamsters Council #37 Credit Union well capitalized?

On its Q2 2026 NCUA 5300 call report, Teamsters Council #37 Credit Union's net worth ratio is 15.44%, above the 7% NCUA threshold for well capitalized.

Is Teamsters Council #37 Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. Teamsters Council #37 Credit Union is a federally insured credit union (NCUA charter 68742): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are Teamsters Council #37 Credit Union's key safety ratios?

For Q2 2026, Teamsters Council #37 Credit Union reports net worth 15.44%, delinquency 2.53%, ROA 0.88%, loan-to-share 35.26%.

What happens to my money if Teamsters Council #37 Credit Union fails?

For Q2 2026, Teamsters Council #37 Credit Union held $64.1M in shares and deposits for 5,112 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.