Credit Union Safety Analysis
Is Teamsters Credit Union Safe? Blaine, Minnesota
Based on its Q2 2026 NCUA 5300 call report, Teamsters Credit Union has a net worth ratio of 9.61%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.43%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Teamsters Credit Union's net worth ratio is 9.61%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 9.61%
- Delinquency ratio (60+ days) (Q2 2026): 0.43%
- Return on assets (Q2 2026): 0.55%
- Loan-to-share ratio (Q2 2026): 60.85%
Teamsters Credit Union (NCUA charter 61824, established 1974) reported $13.5M in assets and 1,815 members for Q2 2026 from Blaine, Minnesota. It ranks 61 of 79 credit unions in Minnesota by total assets. Total assets fell 2.4% from $13.8M on June 30, 2025. It has 4 more members than on June 30, 2025 (+0.2%). Its net worth ratio was up 0.28 percentage points from 9.33% on June 30, 2025. Used vehicle loans are its largest loan category, $2.9M of $7.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.43% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 9.18% for Q1 2026; 9.33% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.83% for Q1 2026; 0.49% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.39% for Q1 2026; -0.08% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 59.50% for Q1 2026; 61.96% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $2.9M
- New vehicle loans: $1.9M
- 1- to 4-family residential and other consumer real estate loans: $1.4M
- Other secured non-real estate loans and lines of credit: $932K
- Other unsecured loans and lines of credit: $175K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $13.5M | 9.61% | 0.43% | 0.55% | 60.85% |
| March 31, 2026 | $13.9M | 9.18% | 0.83% | 0.39% | 59.50% |
| December 31, 2025 | $13.8M | 9.13% | 0.79% | -0.58% | 58.09% |
| September 30, 2025 | $13.8M | 9.39% | 0.80% | 0.23% | 61.46% |
| June 30, 2025 | $13.8M | 9.33% | 0.49% | -0.08% | 61.96% |
| March 31, 2025 | $14.2M | 9.10% | 0.94% | -0.69% | 58.93% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Teamsters Credit Union profile
Regulator records: NCUA credit union profile (charter 61824) · FFIEC NIC profile (RSSD 710493)
Frequently asked questions
Is Teamsters Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Teamsters Credit Union's net worth ratio is 9.61%, above the 7% NCUA threshold for well capitalized.
Is Teamsters Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Teamsters Credit Union is a federally insured credit union (NCUA charter 61824): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Teamsters Credit Union's key safety ratios?
For Q2 2026, Teamsters Credit Union reports net worth 9.61%, delinquency 0.43%, ROA 0.55%, loan-to-share 60.85%.
What happens to my money if Teamsters Credit Union fails?
For Q2 2026, Teamsters Credit Union held $12.1M in shares and deposits for 1,815 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.