Credit Union Safety Analysis
Is Tee-Pak Credit Union Safe? Danville, Illinois
Based on its Q2 2026 NCUA 5300 call report, Tee-Pak Credit Union has a net worth ratio of 16.28%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.89%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Tee-Pak Credit Union's net worth ratio is 16.28%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 16.28%
- Delinquency ratio (60+ days) (Q2 2026): 0.89%
- Return on assets (Q2 2026): -0.77%
- Loan-to-share ratio (Q2 2026): 60.06%
Tee-Pak Credit Union (NCUA charter 60390, established 1949) reported $23.8M in assets and 2,276 members for Q2 2026 from Danville, Illinois. It ranks 93 of 185 credit unions in Illinois by total assets. Total assets fell 4.6% from $24.9M on June 30, 2025. It has 72 fewer members than on June 30, 2025 (-3.1%). Its net worth ratio was up 0.83 percentage points from 15.45% on June 30, 2025. Used vehicle loans are its largest loan category, $6.6M of $11.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.89% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 16.02% for Q1 2026; 15.45% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.85% for Q1 2026; 0.80% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.37% for Q1 2026; 2.68% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 57.66% for Q1 2026; 61.21% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $6.6M
- New vehicle loans: $3.2M
- Other unsecured loans and lines of credit: $1.3M
- 1- to 4-family residential and other consumer real estate loans: $727K
- Unsecured credit card loans: $35K
- Other secured non-real estate loans and lines of credit: $32K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $23.8M | 16.28% | 0.89% | -0.77% | 60.06% |
| March 31, 2026 | $24.5M | 16.02% | 0.85% | 1.37% | 57.66% |
| December 31, 2025 | $23.5M | 16.34% | 0.65% | -0.42% | 61.24% |
| September 30, 2025 | $23.5M | 16.46% | 0.60% | 1.81% | 61.88% |
| June 30, 2025 | $24.9M | 15.45% | 0.80% | 2.68% | 61.21% |
| March 31, 2025 | $25.4M | 14.81% | 0.83% | -2.11% | 60.70% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 60390) · FFIEC NIC profile (RSSD 95293)
Frequently asked questions
Is Tee-Pak Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Tee-Pak Credit Union's net worth ratio is 16.28%, above the 7% NCUA threshold for well capitalized.
Is Tee-Pak Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Tee-Pak Credit Union is a federally insured credit union (NCUA charter 60390): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Tee-Pak Credit Union's key safety ratios?
For Q2 2026, Tee-Pak Credit Union reports net worth 16.28%, delinquency 0.89%, ROA -0.77%, loan-to-share 60.06%.
What happens to my money if Tee-Pak Credit Union fails?
For Q2 2026, Tee-Pak Credit Union held $19.8M in shares and deposits for 2,276 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.