Telcomm Credit Union Springfield, Missouri
Telcomm Credit Union is a state-chartered credit union headquartered in Springfield, MO, established in 1940 (NCUA charter 63116), and it is regulated and insured by the NCUA. At Q2 2026 it reported 25,644 members and total assets of $337.9M (up 5.9% from Q2 2025), the 15th largest of 85 credit unions headquartered in Missouri. Its net worth ratio was 13.18% at Q2 2026, in the well capitalized band.
Also written as Telcomm CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63116
- Headquarters
- Springfield, MO
- Established
- 1940
- Total assets, Q2 2026
- $337.9M
- Assets vs Q2 2025
- +5.9%
- Members, Q2 2026
- 25,644
- Net worth ratio, Q2 2026
- 13.18%
- Latest call report
- Q2 2026, NCUA 5300 · Telcomm Credit Union call report
- Asset rank in state
- 15th of 85 in Missouri
- Routing number
- 286582876
- Branches
- 7
It has 1,011 more members than on June 30, 2025 (+4.1%). Its net worth ratio was down 0.28 percentage points from 13.46% on June 30, 2025. Used vehicle loans are its largest loan category, $144.9M of $245.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.25% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 13.18% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Missouri
Credit unions merged into Telcomm Credit Union
Frequently asked about Telcomm Credit Union
How big is Telcomm Credit Union?
At Q2 2026 it reported total assets of $337.9M and 25,644 members.
Where is Telcomm Credit Union headquartered?
It is headquartered in Springfield, MO, United States.
When was Telcomm Credit Union founded?
It was established in 1940, per NCUA records.
Is Telcomm Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63116): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Telcomm Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Telcomm Credit Union well capitalized?
Its net worth ratio was 13.18% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Telcomm Credit Union's delinquency ratio?
Its delinquency ratio was 0.25% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Telcomm Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 85.59% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Springfield, MO 65804
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1940
- NCUA Charter #
- 63116
- RSSD ID
- 535191
- Members
- 25,644
- Potential members
- 496,362
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 13.18% | 11.43% | 70th above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.69% | 0.81% | 42nd below |
| Return on equity Middle half of peers: 3.87% to 9.84% | 5.25% | 7.02% | 36th below |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.37% | 3.70% | 85th top |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 81.54% | 76.55% | 32nd below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.58% | 1.24% | 24th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.25% | 0.68% | 86th top |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.94% | 4.92% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 85.59% | 75.66% | 73rd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$337.9M total assets against $319.0M; $286.3M total shares and deposits against $275.6M; $245.0M total loans against $221.7M.
$44.5M net worth against $43.0M.
13.18% net worth ratio against 13.46%.
85.59% loan-to-share ratio against 80.45%.
0.25% delinquency ratio against 0.42%.
0.69% return on assets against 0.47%; 5.25% return on equity against 3.52%.
4.37% net interest margin against 4.13%.
25,644 members against 24,633.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.18% | 0.69% | 0.25% | 85.59% |
| March 31, 2026 | 13.31% | 0.39% | 0.28% | 83.78% |
| December 31, 2025 | 13.48% | 0.34% | 0.40% | 83.21% |
| September 30, 2025 | 13.40% | 0.58% | 0.36% | 81.78% |
| June 30, 2025 | 13.46% | 0.47% | 0.42% | 80.45% |
| March 31, 2025 | 13.29% | 0.25% | 0.34% | 77.80% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.